Change language:
Image
Landscape with river

Limit loan

  • Based on projects and activities
  • Renewable loan limit
  • Optimal interest expenses and a term that suits you
Paragraphs
Up to

1 year

Loan and credit limit term

Starting from

128 000 €

Credit limit

Starting from

12 800 €

Loan amount

Interest

Fixed or floating

Collateral

  • Immovable and movable property, deposit, surety and securities as additional guarantee.
  • It is possible to apply for a guarantee up to 80% of the credit limit from Fund KredEx and up to 80% in rural areas from the Rural Development Foundation (RDF).

Price list

1. Home loan, mortgage loan  
- agreement conclusion 1% of the loan amount, min. EUR 250
- agreement amendment (1) up to 1% of the remaining loan, min. EUR 250
- changing the payment date once in a year free of charge
- changing the payment date as of the second change of payment date in one year EUR 20
- change of the current account(s) related to the loan EUR 20
- extending the loan disbursement period EUR 50
- grace period for the principle amount of the loan EUR 50
2. Consumer loan  
- agreement conclusion 1,5% of the loan, min. EUR 35
- agreement amendment (1) EUR 35
- changing the payment date once in a year free of charge
- changing the payment date as of the second change of payment date in one year EUR 20
- change of the current account(s) related to the loan EUR 20
- grace period for the principle amount of the loan EUR 20
3. Overdraft  
- agreement amendment (1) EUR 15
- changing the payment date once in a year free of charge
- changing the payment date as of the second change of payment date in one year EUR 20
4. Student loan  
- agreement conclusion free of charge
- agreement amendment (1) free of charge
- amending the student loan repayment schedule free of charge
5.Endowment loan  
- agreement amendment (1) up to 1% of the remaining loan, min. EUR 250
- changing the payment date once in a year free of charge
- changing the payment date as of the second change of payment date in one year EUR 20
- change of the current account(s) related to the loan EUR 20
6. Limit loan  
- agreement amendment (1) up to 1% of the loan limit, min. EUR 35
- changing the payment date once in a year free of charge
- changing the payment date as of the second change of payment date in one year EUR 20
7. Other loan-related services  
-contractual penalty for the violation of the notification obligation stipulated in the agreement, incl. for not submitting the insurance policy of collateral EUR 32
- contractual penalty for the violation of any other non-monetary obligation stipulated in the loan agreement up to 5% of the loan amount outstanding at the moment of violation
- re-registration of a pledge established on a building into a mortgage free of charge
- reminder of debt free of charge
- debt claim letter EUR 5
- certificate on paid interests (2) EUR 4

(1) All amendments to the loan, which have not been indicated under separate clauses in the price list (incl. amendment of collateral in a notarised or other form).
(2) Commission fee applies to certificates issued at a bank office. A certificate issued automatically in the Internet Bank is free for the client (for enclosing electronically to income tax return).

Required documents

  • Filled loan application.
  • Latest annual report and interim report on current financial year. 
  • Description of how the loan will be used, incl. financial projections.
  • A valuation report if a property is offered as collateral. 
  • If you are not a customer of SEB, business account is needed.

Simple to apply

1.
Send us the filled application.


2.
We will contact you with proposal or additional questions.

3.
After a positive decision, sign the agreement.

Cooperation with Kredex

In cooperation with Kredex we offer the option to get additional collateral (guarantee) to companies that need to increase the access to financing solutions.

Other options to finance your business

Overdraft

Flexible option to use extra cash, offering the possibility to have a negative balance on company’s account for financing working capital.

Working capital loan

Increase working capital for financing business expansion and improve company’s cash flow.

Want to make sure you find a suitable solution?

  • Our client executives will help you find the most suitable financing solution for your business.
  • We have a dedicated team of professionals you can trust.