Financing your business investments
Collateral
- Pledged property for which you take a loan to purchase or renew.
- Other immovable and movable property, securities and surety as additional guarantee.
- Cooperation with EIF's for more flexible loan conditions
- It is possible to apply for a guarantee to the extent of up to 80% of the credit limit from Estonian Business and Innovation Agency (EIS) and up to 80% in rural areas from the Rural Development Foundation (RDF)
Microloan with EIF guarantee
- For the development of your business
- For companies up to 9 empoyees and turnover up to 2 million
- Up to 50 000 euros
- No material collateral is required
- Supported by EIF's portfolio guarantee programs
- Intrest rate from 5% + Euribor
Simple to apply
Send us
the filled application
We will contact you
with proposal or additional questions
After
a positive decision,
sign the agreement
Required documents
- Filled loan application
- Latest annual report and interim report on current financial year
- Description of how the loan will be used, incl. financial projections
- A valuation report if a property is offered as collateral
Property agencies accepted by SEB - If you are not a customer of SEB, account opening is needed
Cooperation with the European Investment Fund (EIF)
Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives.
To get the EIF-supported financing, fill in application.
Cooperation with EIS
In cooperation with EIS we offer the option to get additional collateral (guarantee) to companies that need to increase the access to financing solutions.
In addition we offer entrepreneurs of the processing industry an industry loan in cooperation with EIS.
Other ways to finance your business growth
Business leasing
Leasing for cars, equipment or commercial vehicles for your business.
Financing projects with EU support
Bridge financing for European Union support. The loan will be disbursed if the granting authority has decided to support the project. The loan will be repaid to the bank after receiving the European Union grant.
Price list
Legal entity |
|
| 1. Investment loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 2. Working capital loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 3. Overdraft | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| - increasing the loan amount/limit | 1% additional loan amount/limit, min EUR 200 |
| 4. Start-up loan | |
| - agreement conclusion | 1,5% of the loan amount |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 5. Apartment building renovation loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 6. Other loan-related services | |
| - contractual penalty for the violation of any other non-monetary obligation stipulated in the loan agreement | up to 5% of the loan amount outstanding at the moment of violation |
| - re-registration of a pledge established on a building into a mortgage | free of charge |
| - reminder of debt | free of charge |
| - debt claim letter | EUR 5 |
Want to make sure you find a suitable solution?
- Our client executives will help you find the suitable financing solution for your business
- We have a dedicated team of professionals you can trust
