The above information is provided for informational purposes only. The information does not constitute investment advice or an offer to provide any product or service. SEB shall not be responsible for any investment decisions made on the basis of the above information. The data underlying the information provided are based on sources considered reliable by SEB. SEB cannot be held liable for the completeness or accuracy of the information or any damage that may arise as a result of such information.

Investments in equities, funds and other securities are associated with opportunities and risks. The market value of investments can either rise or fall. In the case of investments made on foreign markets your profit may be affected by fluctuations in exchange rates. The rates of return achieved by the described investment products and financial indices in earlier or future periods do not constitute a promise or a reference of the rate of return in future periods.

Before making investment decisions, we would recommend thoroughly analysing the financial, legal, regulative, accounting and taxation issues related to investing in the fund and assessing all of the risks associated with the investment and the relevance and suitability of the investment. If necessary, more detailed explanations should be sought from an SEB Private Banking adviser, and in taxation issues from a specialist of the relevant area. General information about investing as well as securities is available at SEB’s website www.seb.ee/investorprotection.

Prior to the conclusion of each financial service agreement, we advise you to examine thoroughly the service conditions and if necessary, consult a bank officer.

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