Private

General price list

Price list effective as of 01.04.2012

Price list in pdf-format

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Central Bank rate: 1 EUR = 15.64660 EEK

 
  • Account opening fees
    •   Private person Legal entity
      1. Current account free of charge (1) free of charge (1,2,3)
      2. Start-up account - free of charge (1)
      3. Junior account free of charge (1) -
      4. Term deposit free of charge free of charge
      - internal transfer from current account to deposit free of charge free of charge
      5. Operating deposit free of charge free of charge
      - initial downpayment free of charge free of charge
      - automated balancing free of charge free of charge
      - internal transfer from operating deposit to current account on the same day 0,5% of the amount paid out, min EUR 1.60 0,5% of the amount, min EUR 1.60
      - internal transfer from operating deposit to current account after three banking days or later free of charge free of charge
      6. Consolidation account EUR 1.92 EUR 6.39
      7. Securities safekeeping account    
      - intra-bank safekeeping account free of charge free of charge
      - ECDS safekeeping account EUR 1.60 EUR 25.56
      - trading account free of charge free of charge
      - in other SEB Group banks EUR 31.96 + mail fees EUR 63.91 + mail fees
      - in ING Group banks - EUR 127.82 + mail fees
      9. Investment account free of charge -

      (1) Upon opening the account is given a account card (for legal entity - with account card is cash deposit in marked account - 0,1% of the amount, min EUR 1.60)
      - account card upon opening the account – free of charge
      - issuing extra account card - EUR 0.64 per card
      (2) Current account prices for non-resident legal persons incorporated in the EU member states (except Estonia):
      - account opening fee – EUR 30
      - account monthly maintenance fee – free of charge
      (3) For legal entities registered outside European Union
      - account opening fee – EUR 223.69
      - account monthly maintenance fee – EUR 31.96
  • Cash pool account
    •    
      1. Opening of cash pool account EUR 200
      2. Sub-account maintenance fee EUR 15
      3. Annual maintenance fee of the group EUR 320
      4. Amendment of cash pool account contract EUR 20
      5. Internal interest transfers, monthly fee EUR 6
      6. Administration of cash pool account via internet bank, monthly fee EUR 16
      7. Cross-usage of currencies in the group, monthly fee EUR 65 + interest
      8. Intra-day cross-usage of currencies, monthly fee EUR 20
  • Account statements
    •    
      1. Regular account statement  
      - for private persons  
      - by e-mail monthly, 10-day and daily statement free of charge
      - for legal entities annual, monthly, 10-day and daily statement  
      - over the counter EUR 0.06 per page, min EUR 1.60
      - by fax in Estonia EUR 0.06 per page, min EUR 0.32
      - by fax outside Estonia EUR 0.06 per page, min EUR 3.20
      - with PC banking or by e-mail service free of charge
      - by mail monthly statement in Estonia EUR 0.06 per page, min EUR 0.96
      - by mail monthly statement outside Estonia EUR 0.06 per page, min EUR 1.92
      2. Statement of payments/statement of receivables Monthly, 10-day and daily  
      - with PC banking free of charge
      - by e-mail service EUR 0.32
      - by fax in Estonia EUR 0.06 per page, min EUR 0.32
      - by fax outside Estonia EUR 0.06 per page, min EUR 3.20
      3. Irregular account statement  
      - in SEB Internet Bank and IN ATM free of charge
      - over the counter, phone banking operator service  
      - transactions for up to last 10 years EUR 0.32 per page, min EUR 1.60
      - for private persons over the counter annual statement once in year free of charge
      4. Irregular statement of payments / statement of receivables  
      - over the counter EUR 0.32 per page, min EUR 1.60

      As a rule, correct payments forwarded to the bank before 10 p.m. shall be debited from the remitter’s account on the same day, payments forwarded after 10 p.m. on the following day.
  • Cash transactions

    • In EUR

       

      1. Cash deposit (except coins)

       

      in the holder’s account

       

      - private person

      free of charge

      - legal entity

      0,1% of the amount, min EUR 1.60

      in junior account

      free of charge

      in other account

      0,1% of the amount, min EUR 2.24

      for domestic transfer to another bank

      0,1% of the amount, min EUR 2.24

      for cross-border payment (3)

      double non-cash transaction fee + depositing commission fee, depending on currency, shall be added

      2. Cash deposit (in coins)

       

      in the holder’s account

       

      - private person

      1.5% of the amount, min EUR 1.60, up to EUR 20 – free of charge

      - legal entity (1)

      1.5% of the amount, min EUR 1.60, up to EUR 20 – free of charge

      in junior account

      free of charge

      3. Cash deposit in the holder’s deposit

      free of charge

      4. Cash received through collection

       

      cash received through collection firm AS G4S Eesti

      free of charge

      cash received through another collection firm

      according to contract

      5. Cash withdrawal (2)

      0,4% of the amount, min EUR 1.92

      cash withdrawal from junior account

       

      - by the account holder

      0,4% of the amount, min EUR 1.92; up to EUR 64 – free of charge

      - by the representative

      0,4% of the amount, min EUR 1.92
      if account holder younger as 7 years up to EUR 32 – free of charge

      cash withdrawal by international bank cards

      3% of the amount

      cash withdrawal by Diners Club Card

      4% of the amount

      6. Exchange of coins for banknotes

      5% of the amount, min EUR 1.60

      7. Exchange of banknotes for coins

      5% of the amount, min EUR 1.60

      8. Exchange of banknotes

      0,5% of the amount, min EUR 1.60 (for account holders up to EUR 63.91 – free of charge)

      9. Exchange of coins

      5% of the amount, min EUR 1.60

      10. Verification of banknotes

      EUR 0.19 per unit

      11. Fee for canceling cash reservation

      EUR 47.93

      12. Additional fee for paying unreserved cash amounts on the same day (2)

      EUR 47.93

      (1) Upon the decision of the branch office , the cash deposit may be transferred to an account with collection at the term-s of executing cash transactions
      (2) Cash amounts exceeding EUR 6 400 or in coins EUR 500 are subject to advance reservation. Advance reservation application of cash must be submitted the latest by 3:30 p.m. on the banking day before fulfilling the order.
      (3) Non-client can’t make cross-border transfer with mark “without charges to beneficiary”

       

      In foreign currency (3)  
      1. Cash deposit in foreign currency account (inc for transfer) (1)  
      - USD 0,25% of the amount, min EUR 1.60
      - SEK 0,35% of the amount, min EUR 1.60
      - RUB 1,5% of the amount, min EUR 1.60
      - other currencies 0,5% of the amount, min EUR 1.60
      - in the holder’s deposit (for over one month) free of charge
      2. Cash withdrawal (1)  
      - USD 0,4% of the amount, min EUR 1.60
      - SEK 0,1% of the amount, min EUR 1.60
      - RUB 1,5% of the amount, min EUR 1.60
      - other currencies 0,5% of the amount, min EUR 1.60
      3. Purchase and sale of foreign currency (foreign currency exchange) (1) EUR 2.24
      4. Advance reservation of foreign currency (2) collateral 1% of the booked amount
      5. Fee for canceling cash reservation EUR 47.93
      6. Additional fee for paying unreserved cash amounts on the same day EUR 47.93
      7. Exchange of banknotes in the same currency 0,5% of the amount, min EUR 3.20
      8. Verification of banknotes EUR 0.19 per unit

      (1) except the exchange of foreign currency coinsthe bank does not settle, buy or sell foreign coins
      (2) cash amounts exceeding EUR 6400 equivalent are subject to advance reservation. Advance reservation application of cash must be submitted the latest by 3:30 p.m. on the banking day before fulfilling the order.
      (3) foreign currency, which is damaged or invalid, bank does not accept.
  • Terms of executing cash transactions
    •    
      1. Cash deposit transferred to account immediately
      2. Cash received through collection transferred to account on the next banking day
      3. Cash withdrawal up to EUR 6 400 on demand
      4. Cash withdrawal in coins up to EUR 500 on demand
      5. Cash withdrawal of reserved amounts (starting from 6 400 euros or in coins from 500 euros) upon agreement with the client

       
  • Payments
    • Outgoing payments Over the counter, phone banking operator service Electronic services (inc standing payment order)
      1. Domestic payments    
      - internal    

      in euros

      		 EUR 1.09 (4) EUR 0.16 (3)

      in foregin currency

      		 EUR 1.92 EUR 1.92

      intra-account conversion

      		 free of charge free of charge
      - domestic
      		    

      ordinary payment

      		 EUR 1.09 (4) EUR 0.38 (3)

      urgent

      		 EUR 6.39
      		 EUR 6.39
      - consolidated payment order (7) -
      		 EUR 0.16

      internal transaction in consolidated payment order

      		 - free of charge

      domestic transaction in consolidated payment order

      		 - EUR 0.38
      2. International payments    
      - SEPA payment (6) EUR 1.09 EUR 0.38
      - ordinary payment (5) EUR 9.59 EUR 5.75
      - urgent EUR 15.98 EUR 12.78
      - express (upon agreement with the Treasury) (5) EUR 47.93 EUR 38.35
      - commission fee added to a payment without charges to beneficiary (1) EUR 19.17 EUR 19.17
      - cross border payment to SEB Group (2)    
      SEPA payment(6) EUR 1.09 EUR 0.38
      express payment with shared charges EUR 4.79 EUR 1.92
      express payment without charges to beneficiary (except to Baltic states) EUR 9.27 EUR 6.39
      express payment without charges to beneficiary, to Baltic states EUR 4.79 EUR 1.92


      (1) If the actual costs of processing a cross border payment by foreign banks exceed EUR 19.17, the bank may debit from the customer’s account in addition also the difference of the commission fees, however not more than within an amount, corresponding to EUR 75. The bank guarantees transfer of payment to foreign banks in full amount.
      (2) Outgoing payments (except SEPA payments) to the banks of the SEB Group shall be transferred to the beneficiary’s account on the banking day the transfer order was given, if accepted by the bank before 3 p.m. The beneficiary bank must have a correct BIC and account number must have a correct IBAN. Payments to the SEB Group Baltic banks reach the beneficiary in full amount, if the beneficiary’s bank is determined with correct BIC.
      (3) With a Postipank card in ATM and in CAT – EUR 0.45 .
      (4) For SEB 60+ Plan owners payments through phone banking operator service – EUR 0.19.
      (5) If a payment in any currency is made to the European Economic Area (EU member states, Island, Norway, Liechtenstein) or to Switzerland and the beneficiary’s account number on the transfer order has not been given in the IBAN format, an additional commission fee equalling to EUR 12 may be added to the above fees.
      (6) Urgent cross-border payment in euros with shared charges. The beneficiary bank must be located in a member state of the European Economical Area and have a correct BIC and the account number must have a correct IBAN. If the beneficiary’s bank is not a member of a pan-European settlement system, the cost of ordinary payment shall apply to payment.
      (7) From electronic services can be consolidated payment order send by Teleteenus or SEB Internet Bank for Business.
       

      The service fee for a cross-border payment has up to three different components depending on the type of payment:
      1. the SEB Estonia services fee
      2. the services fees of foreign banks
      3. the services fees for handling a payment order as an urgent payment
      Receivables  
      1. Domestic  
      - internal free of charge
      - domestic free of charge
      2. International (1)  
      - SEPA payment (2) free of charge
      - other cross-border receivable (1) EUR 5.75
      3. From the Baltic banks of the SEB Group free of charge
      (1) An incoming payment is free of charge if the transfer order has been marked by remitter’s bank as “without charges to beneficiary“.
      (2) Urgent cross-border receivable in euros with shared charges. The remitter’s bank must be located in a member state of the European Economical Area, must be a member of a pan-European settlement system and have a correct BIC and the account number must have a correct IBAN.

       
  • Additional domestic settlement services
    •    
      1. Cancellation of payment orders EUR 3.20 (1)
      2. Fee of changing payment order, forwarded to the bank EUR 3.20

      (1) in case the funds were not transferred to the beneficiary’s account at the Bank of Estonia. The advance service charge is not returned.
  • Additional cross-border settlement services
    • Additional cross-border settlement services  
      1. Inquiries (2)  
      - up to 3 months EUR 35
      - over 3 months EUR 65
      2. Amendment or cancellation of transfer order ( incl. changing value date upon agreement with the Treasury)  
      - not yet remitted transfer order EUR 15
      - remitted transfer order (2) EUR 45
      3. Certificate on forwarding a cross-border payment (regular, by e-mail) EUR 0,5
      4. Certificate on forwarding a cross-border payment (on demand) (3) EUR 4,50
      Use of account in SEB Estonia via foreign bank  
      1. The annual maintenance fee for use of the account on the basis of MT101 EUR 160
      2. Execution of transfer order (MT101) forwarded via foreign bank free of charge (1)
      3. Forwarding account statement (MT940) to foreign bank monthly fee EUR 35
      4. Intra-day balance (MT941) up to 3 times a day EUR 1 / per message
      5. intra-day account statement (MT942) up to 3 times a day EUR 2 / per message

      (1) The payment fees will be added according to the price list applied to the electronic channel.
      (2) Charges of foreign banks and the cost of conversion will be added.
      (3) A forwarding fee shall be added to the price pursuant to the chosen channel:
      by fax / mail in Estonia – EUR 1;
      by fax / mail outside Estonia – EUR 2.
  • Debit cards
    • Ordinary cards  
      1. VISA Electron debit card, Maestro debit card  
      - issue  
      • first card to account
      		 free of charge
      • every next card to account
      		 EUR 1.92 (1)(2)
      - replacement EUR 1.92
      - prolongation free of charge
      - monthly fee EUR 0.96
      2. VISA Electron Junior  
      - issue, replacement, prolongation free of charge
      - monthly fee free of charge
      3. VISA Business debit card  
      - issue  
      • first card to account
      		 free of charge
      • every next card to account
      		 EUR 1.92 (1)
      - prolongation free of charge
      - replacement EUR 1.92
      - monthly fee EUR 0.96
      4. VISA Gold debit card  
      - issue  
      • first card to account
      		 free of charge
      • every next card to account
      		 free of charge
      - prolongation free of charge
      - replacement EUR 1.92
      - monthly fee EUR 0.96
      5. PILDIKAART debit card for private individual  
      - issue, replacement, prolongation EUR 3.20
      - monthly fee EUR 0.96
      6. PILDIKAART debit card for legal entity  
      - issue, replacement, prolongation free of charge
      - monthly fee EUR 1.28
      ISIC and ITIC cards  
      1. ISIC Tudeng (Student) Electron  
      - issue, replacement, prolongation EUR 6.33
      - monthly fee EUR 0.32
      2. ISIC Õpilane (Scholar) Electron  
      - issue, replacement, prolongation free of charge
      - monthly fee  
      • - for Junior Plan owners
      		 free of charge
      • to account holder between 18 - … years of age
      		 EUR 0.32
      3. ITIC Õpetaja (Teacher) MasterCard  
      - issue, replacement, prolongation EUR 6.33
      - monthly fee EUR 0.64
      - overdraft loan together with ITIC Teacher  
      • application
      		 free of charge
      Other cards  
      1. Virtual Card  
      - issue EUR 0.64
      2. Postipank-card  
      - monthly fee free of charge
      3. Temporary-card  
      - Issue EUR 1.92

      (1) Ordered from electronic services - free of charge
      (2) for SEB 60+ Plan owners – free of charge

      General transaction and service fees  
      1. Payment at a service enterprise (conversion rates will be added for payments made in foreign currency) free of charge
      - with a Postipank-card transaction is not allowed
      - with a temporary-card transaction is not allowed
      2. Cash deposit in SEB Estonia ATM’s free of charge
      3. Cash withdrawal in SEB Estonia ATMs  
      - cash withdrawal  
      - legal entity EUR 0.19 + 0,3% of the withdrawn amount
      - private individual free of charge
      • if the amount exceeds EUR 2000 in calendar month per client (account(s) holder)
      		 0,3% of the withdrawn amount
      - with a Postipank-card EUR 0.58 per transaction
      4. Cash withdrawal in Estonia from cross-use ATMs  
      - legal entity EUR 0.58 + 2,5% of the withdrawn amount
      - private individual EUR 0.58 + 2,5% of the withdrawn amount
      - with a Postipank-card transaction is not allowed
      - with a temporary-card transaction is not allowed
      5. Cash withdrawal from SEB ATMs in Sweden, Lithuania and Latvia (conversion rates will be added)  
      - legal entity EUR 0.19 + 0,3% of the withdrawn amount
      - private individual free of charge
      • if the amount exceeds EUR 2000 in calendar month per client (account(s) holder)
      		 0,3% of the withdrawn amount
      - with a Postipank-card transaction is not allowed
      - with a temporary-card transaction is not allowed
      6. Cash withdrawal from ATMs abroad (conversion rates will be added) EUR 0.58 + 2,5% of the withdrawn amount
      - with a Postipank-card transaction is not allowed
      - with a temporary-card transaction is not allowed
      7. Conversion rates for transaction in foreign currency  
      - transaction original currency is other (excl. EUR) 1% of the transaction amount
      8. Balance inquiry (balance, last transactions)  
      - from SEB Estonia ATM´s free of charge
      - from other Estonian bank’s ATM EUR 0.32 / per inquiry
      9. Fee for change in debit card limit  
      - over the counter, phone banking operator service EUR 1.60
      - internet-bank free of charge
      10. Preparation of express bank cards EUR 31.96
      11. Overdraft reminder by mail EUR 1.28
      12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 127.82
      13. Overdraft penalty 0,2% per day
      14. Duplicate of POS receipt or demand for refund, unjustified  
      - domestic transaction EUR 3.20
      - cross-border transaction EUR 6.39
      15. Sending a card by  
      - registered mail (Estonia and foreign countries) EUR 1.28
      - mail (Estonia and foreign countries) free of charge
      - by courier (Estonia) EUR 3.20
      16. Travel insurance Gold (for VISA Gold debit card holders) EUR 44.48

       
  • Credit Cards
    • Private individual  
      1. VISA Classic credit card, MC Standard credit card and MercedesCard  
      - issue (with the cover of Emergency service; incl. prolongation) free of charge
      - monthly fee EUR 1.60
      - replacement card, additional card (issue) free of charge
      2. VISA Gold credit card and MC Gold credit card  
      - issue (with the cover of Emergency service; incl. prolongation) free of charge
      - monthly fee EUR 3.20
      - replacement card, additional card (issue) free of charge
      3. MasterCard Platinum (with Priority Pass service and travel insurance Gold)  
      - issue (with the cover of Emergency service) EUR 19.17
      - monthly fee EUR 8.95
      - replacement card EUR 6.39
      - prolongation card EUR 19.17
      - additional card EUR 19.17
      4. Credit card with standing payment (MC Standard)  
      - annual card fee free of charge
      - interest on used credit 18% per year
      5. PILDIKAART credit card  
      - issue (with the cover of Emergency service; incl. prolongation) EUR 3.20
      - monthly fee EUR 1.60
      - replacement card, additional card (issue) EUR 3.20
      6. PILDIKAART with standing payment  
      - issue (with the cover of Emergency service; incl. prolongation) EUR 3.20
      - monthly fee free of charge
      - replacement card, additional card (issue) EUR 3.20
      - interest on used credit 18% per year
      7. Card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 127.82
      Legal entity  
      1. VISA Business credit card and MC Standard credit card  
      - issue (with the cover of Emergency service; incl. prolongation) free of charge
      - monthly fee EUR 1.92
      - replacement card, additional card (issue) free of charge
      2. PILDIKAART credit card  
      - issue (with the cover of Emergency service; incl. prolongation) EUR 3.20
      - monthly fee EUR 1.92
      - replacement card, additional card (issue) EUR 3.20
      3. VISA Gold credit card and MC Gold credit card  
      - issue (with the cover of Emergency service; incl. prolongation) free of charge
      - monthly fee EUR 4.79
      - replacement card, additional card (issue) free of charge
      4. MasterCard Platinum (with Priority Pass service and travel insurance Gold)  
      - issue (with the cover of Emergency service) EUR 19.17
      - monthly fee EUR 8.95
      - replacement card EUR 6.39
      - prolongation card EUR 19.17
      - additional card EUR 19.17
      5. Approval/extension of credit limit free of charge
      6. Credit limit change EUR 3.20


      General transaction and service fees  
      1. Approval of loan limit free of charge
      2. Loan limit change free of charge
      3. Annual interest of used loan 18%
      4. Regular statement  
      • - by e-mail
      		 free of charge
      • - by mail in Estonia
      		 EUR 0.06 per page, min EUR 0.96
      • - by mail outside Estonia
      		 EUR 0.06 per page, min EUR 1.92
      • - by fax in Estonia
      		 EUR 0.06 per page, min EUR 0.32
      • - by fax outside Estonia
      		 EUR 0.06 per page, min EUR 3.20
      5. Single statement over the counter  
      - after 01.01.1999 EUR 1.60
      6. Clearing settlement  
      - VISA Classic/Business/Gold, MC Standard/Gold, Credit card with standing payment free of charge
      7. Cash withdrawal from cash machine or bank office (incl. abroad)  
      - VISA Classic/Business/Gold, MC Standard/Gold, Credit card with standing payment EUR 1.92 + 2,5% of the withdrawn amount
      8. Conversion rates for transaction in foreign currency  
      - transaction original currency is other (excl. EUR) 1% of the transaction amount
      9. Balance inquiry (balance, last transactions)  
      - from SEB Estonia ATM’s free of charge
      - from other Estonian bank’s ATM EUR 0.32 / per inquiry
      10. Permanent change of monthly limit  
      - over the counter, phone banking operator service EUR 3.20
      - internet-bank free of charge
      11. Temporary limit increase 1,5% of additional limit, min EUR 6.39
      12. Credit card with standing payment, replacement card free of charge
      13. Preparation of express bank cards EUR 31.96
      14. Blocking of card by bank EUR 6.39
      15. Credit card overdraft reminder by mail EUR 5.11
      16. Credit card with standing payment, overdraft reminder EUR 1.28
      17. Penalty for use of blocked card, overdraft limit or up to EUR 63.91
      18. Overdraft penalty  
      - private individual interest + 7% per year
      - legal entity 0,2% per day
      19. Duplicate of POS receipt or demand for refund, unjustified (justified - free of charge)  
      - domestic transaction EUR 3.20
      - cross-border transaction EUR 6.39
      20. Security deposit interest rate one-month term deposit
      21. Sending a card by  
      - registered mail (Estonia and foreign countries) EUR 1.28
      - mail (Estonia and foreign countries) free of charge
      - by courier (Estonia) EUR 3.20
      22. Using Priority Pass service EUR 24.29 per using
      23. Travel insurance Gold (for VISA Gold credit card and MC Gold credit card holders) EUR 44.48
      24. Travel insurance Credit EUR 63.66

       
  • Electronic products and service
    •    
      1. PC Banking Service Teleteenus  
      - sign-up EUR 63.91 (1)
      - call of an expert EUR 19.17
      - monthly fee EUR 9.59 (2)
      2. Phone Banking Service  
      - sign-up free of charge
      - monthly fee  
      • private individual
      		 EUR 0.96, for customers signed up in Postipank – free of charge
      • legal entity
      		 EUR 1.92
      3. SEB Internet Bank  
      - sign-up free of charge
      4. SEB Internet Bank for Business  
      - sign-up free of charge
      - monthly fee free of charge
      - automatic inquiry from commercial register EUR 2.24
      - monthly fee EUR 9.59 (2)
      5. Standing payment order  
      - agreement conclusion/revision free of charge
      - agreement cancellation free of charge
      6. Adding predefined payments free of charge
      7. Direct debit order for the payer  
      - agreement conclusion/revision free of charge
      - agreement cancellation free of charge
      - transfer free of charge
      8. Direct debit order for beneficiary  
      - direct debit order package OK 1 (1)  
      • direct debit order contract fee
      		 EUR 63.91
      • direct debit order program maintenance fee
      		 EUR 15.98 per month
      • payment debit charge
      		 EUR 0.13
      - direct debit order package OK 2 (1)  
      • direct debit order contract fee
      		 EUR 19.17
      • direct debit order program maintenance fee
      		 EUR 6.39 per month
      • payment debit charge (first 30 payments – free of charge
      		 EUR 0.19
      - direct debit order package OK 3 (1) and SOK direct debit order  
      • direct debit order contract fee
      		 EUR 19.17
      • direct debit order program maintenance fee
      		 free of charge
      • payment debit charge
      		 EUR 0.26
      9. Mobile Bank Service Mobiilipank  
      - sign-up free of charge
      - fee for a SMS inquiry  
      • EMT
      		 EUR 0.38
      • Elisa
      		 EUR 0.26
      • TELE2
      		 EUR 0.26
      - advance payments to service providers EUR 0.19
      - mobile payment to merchant free of charge
      - transfer of funds with mobile payment EUR 0.06
      10. Express notification  
      - agreement conclusion/amendment/termination free of charge
      - notification by SMS message EUR 0.19 per message
      - notification by e-mail free of charge
      11. Bank link U-POS  
      - subscription as agreed with the bank, min EUR 47.93
      - transaction fee 1% of transaction value, min EUR 0.13 per transaction
      - monthly maintenance fee as agreed with the bank
      12. Payment card servicing in a company  
      - subscription free of charge
      - transaction processing fee as per contract
      - preparation and installation of POS Terminal as agreed with the client free of charge
      - preparation and installation of the POS Terminal the latest by the next banking day EUR 75
      - monthly fee of Terminal as agreed with the bank
      13. Host to host banking interface  
      • through 3rd party vendors
      		  
      - monthly fee EUR 6.39
      • direct connection
      		  
      - monthly fee min EUR 47.93
      - sign-up fee EUR 63.91
      14. Trading Station  
      - subscription free of charge
      15. SEB Hire-Purchase merchant agreement EUR 639.12
      16. Additional services  
      - activating a PIN calculator EUR 12.14
      - smart-card reader EUR 5.75
      - replacement of locked PIN calculator EUR 3.20

      Management of foreign accounts via SEB Estonia’s Internet Bank for Business

      		  

      1. Foreign accounts in SEB Baltic banks

      		  

      subscription to the service (1)

      		 EUR 25

      real-time transaction information on one account and currency

      		 EUR 15

      sending transfer orders for one account and currency

      		 EUR 5 per month

      contract amendments

      		 EUR 10
      2. Foreign accounts in other banks  

      subscription to the service (1)

      		 EUR 25

      receiving and displaying statements for one account and currency

      		 EUR 15 per month

      forwarding of a transfer order

      		 EUR 1 per transaction

      (1) incl. one PIN calculator.
      (2) Monthly fees will become effective for non-resident legal entities registered outside European Union.
      (3) cost per one company and one state to be joined.

       
  • II pillar pension fund
    •    
      1. Choice application for the II pillar pension fund  
      over the counter or in the SEB Internet Bank free of charge
      under power-of-attorney EUR 4.79
      2. Application for exchanging the II pillar pension fund units  
      over the counter or in the SEB Internet Bank free of charge
      under power-of-attorney EUR 6.39
      3. Securities account statement (1)  
      over the counter EUR 1.28
      SEB Internet Bank free of charge
      annual securities account statement of ECSD by regular mail free of charge
      4. Summary statement of pension account (1)  
      over the counter EUR 1.28
      5. Certificate of Income Tax  
      over the counter EUR 1.28
      6. Succession application  
      resale of inherited fund units EUR 22.37
      transfer of inherited fund units to the successor's pension account EUR 6.39
      resale of inherited fund units and transfer to the successor's pension account EUR 22.37
      7. Payout applications Bank office SEB Internet Bank
      application for single payout EUR 4.79 EUR 3.52
      Funded pension application EUR 6.39 EUR 5.11
      Application for amendment of Funded pension EUR 6.39 EUR 5.11

      (1) According to Value Added Tax Act VAT 20 % will be added to the service fee
  • Loans
    •    
      1. Agreement fee  
      - private individual  
      • consumer loan
      		 1,5% of the loan, min EUR 31.96
      • mortgage loan
      		 1% of the loan amount, min EUR 95.87
      • housing loan
      		 1% of the loan amount, min EUR 191.73
      • endowment loan
      		 0,75% of the loan, min EUR 31.96
      • overdraft
      		 1% of the credit limit, min EUR 6.39
      • student loan
      		 free of charge
      • limit loan
      		 1% of the loan limit, min EUR 95.87
      • SEB Hire-Purchase
      		 EUR 18.85
      - legal entity  
      • overdraft
      		 1% of the credit limit, min EUR 63.91
      • working capital loan
      		 0,5% – 1% of the loan, min EUR 63.91
      • investment loan
      		 1% of the loan, min EUR 63.91
      • investment loan for apartment associations
      		 1% of the credit limit, min EUR 63.91
      - sole proprietor, farmer  
      - overdraft 1% of the credit limit, min EUR 31.96
      - working capital loan 1% of the loan, min EUR 31.96
      - investment loan 1% of the loan, min EUR 31.96
      2. Fee for changing of contractual terms  
      - private individual  
      • consumer loan, mortgage loan (1)
      		 up to 1% of the remaining loan, min EUR 31.96
      • housing loan, endowment loan (1)
      		 up to 1% of the remaining loan, min EUR 63.91
      • overdraft (1)
      		 1% of the loan limit, min EUR 6.39
      • limit loan (1)
      		 up to 1% of the loan limit, min EUR 31.96
      • amending the student loan repayment schedule starting from second amendment
      		 EUR 6.39 (2)
      • - service fees applicable to all the loan products for private individuals except student loan
      		  
      - change of the current account(s) related to the loan EUR 12.78
      - change or replacement of the co-borrower EUR 127.82
      - change of the paying day once a year free of charge
      - change of the paying day starting from the second change of the paying day within one year EUR 12.78
      - grace period for the principle amount of the loan in connection with childbirth free of charge
      - legal entity 0,5% - 1% of the loan/credit limit, min EUR 63.91
      - sole proprietor, farmer 0,5% - 1% of the loan/credit limit, min EUR 31.96
      3. Replacement of collateral  
      - private individual  
      • change of collateral by way of notarial or non-notarial transaction
      		 EUR 127.82
      - legal entity  
      • change of collateral by way of notarial transaction
      		 EUR 127.82
      • change of collateral by way of non-notarial transaction
      		 EUR 63.91
      - sole proprietor and farmer  
      • change of collateral by way of notarial transaction
      		 EUR 63.91
      • change of collateral by way of non-notarial transaction
      		 EUR 31.96
      4. Contractual penalties  
      - contractual penalty for violating an obligation of the loan contract up to 5% of the remaining loan at the moment of the violation of the obligation
      - contractual penalty for failure to produce the insurance policy of the collateral property EUR 31.96 / per month
      5. Redrafting of the pledge of movable into mortgage free of charge
      6. Overdraft reminder by mail  
      - first overdraft EUR 1.28
      - second and third overdraft EUR 5.11

      (1) All amendments to the contract that have not been indicated separately as amendment clauses in the price list
      (2) Amendment of student loan schedule due to a grace period (for the time the borrower is engaged in military services or for three years after the birth of a child) and/or due or partial forgiving of the student loan for a parent raising a child under 5 years of age - free of charge.
  • Collection
    •    
      1. Waiver of documents against payment or acceptance 0,15% of the collection amount, min. EUR 65
      2. Fee for partial payment from second payment EUR 65
      3. Amendment fee EUR 50
      4. Deferred payment fee EUR 32
      5. Waiver of documents without payment or acceptance EUR 50
      6. Fee for refusal or cancellation EUR 65
      7. Re-assignment of the right of ownership to goods if the goods are sent to the name of AS SEB Pank EUR 50
      8. Fee for protesting a bill of exchange depending on costs, min. EUR 50
      9. Organisation of storage of goods according to instructions depending on costs + 0,1% of the collection amount, min. EUR 32 for each current month or part thereof
      10. Communication and postal charges depending on costs, min. EUR 10
      11. Default interest (calculated on any debt from due date until actual date of payment) 0,2% per day

      NB! The services charges of another bank may be added if another bank is used.
      AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
  • Guarantees
    • Guarantee issued by AS SEB Pank  
      1. Issuance fee EUR 95
      2. Guarantee fee determined as a percentage rate individually for each applicant on the basis of the client’s risk and the validity of the guarantee
      3. Fee for issuing a guarantee with the wording requested by the client EUR 65
      4. Preparation of a draft or a guarantee or an amendment min. EUR 65
      5. Payment of claims filed on the basis of guarantee 0.1% of the amount of claim, min. EUR 65
      6. Amendment of a guarantee (the relevant guarantee fee is added if the amount is increased and the validity extended) EUR 65
      7. Cancellation of a guarantee EUR 65
      8. Default interest (calculated on any debt from due date until actual date of payment) 0,2% per day
      9. Communication and postal charges (added to foreign guarantees) depending on costs, min. EUR 10
      Guarantee received by a client of AS SEB Pank  
      1. Advising EUR 65
      2. Advising of an amendment EUR 65
      3. Filing a payment claim to the bank that issued the guarantee when requested by client EUR 65
      4. Preparation of the draft of a guarantee, an amendment or a claim depending on costs, min. EUR 65
      5. Verification of the guarantee authenticity EUR 65
      6. Advising the issuing bank of cancellation of a guarantee EUR 65
      7. Communication and postal charges depending on costs, min. EUR 10

      NB! The services charges of another bank may be added if another bank is used.
      AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
  • Letters of credit
    • Import letter of credit  
      1. Fee for issuing a documentary credit and/or a deferred payment with cash deposit 1% of the amount of documentary credit per year, min. EUR 95 per quarter
      2. Fee for issuing a documentary credit and/or a deferred payment without cash deposit determined individually for each applicant, min. EUR 95 per month or a part thereof
      3. Handling of documents or their drafts and payment fee (calculated for each set of documents presented) 0,1% of the amount of documents, min. EUR 95
      4. Preparation of a draft of a documentary credit or an amendment depending on costs (the amount exceeding EUR 65 is set off when a documentary credit is opened)
      5. Issuing a letter of credit pre-advice EUR 45
      6. Amendment fee EUR 65
      7. Increasing the amount and extending the validity of a documentary credit issuance and deferred payment fee
      8. Discrepancy fee (for presenting discrepant documents; normally paid by the beneficiary) EUR 65
      9. Communication and postal charges depending on costs, min. EUR 10
      10. Making a payment to another bank (normally paid by the beneficiary) EUR 32
      11. Default interest (calculated on any debt from the due date until the actual date of payment) 0,2% per day
      Export letter of credit  
      1. Advising fee EUR 65
      2. Confirmation fee depending on the risk of the opening bank, min. EUR 95
      3. Preparation of a draft of a documentary credit or an amendment depending on costs (the amount exceeding EUR 65 is set off when a documentary credit is opened)
      4. Handling of documents or their drafts (calculated each time a set of documents is verified) 0,1% of the amount of documents, min. EUR 95
      5. Pre-advice of a documentary credit EUR 25
      6. Payment fee upon negotiation (payment of the amount of documents to the client before the payment date of the documentary credit) 0,1% of the negotiated amount, min. EUR 65
      7. Deferred payment fee EUR 65
      8. Assignment of proceeds EUR 65
      9. Discounting interest (calculated on the amount of documents paid to the client from the date the payment was made to the client until the date the payment made by the opening bank is received by AS SEB Pank, for a minimum of 10 calendar days) defined separately for each client
      10. Amendment advice EUR 65
      11. Fee for refusal and/or cancellation EUR 65
      12. Transfer fee (the client must also pay all other fees according to the export documentary credit price list) 0.25% of transferred documentary credit amount, min. EUR 95 eurot
      13. Communication and postal charges depending on costs, min. EUR 10
      14. Default interest (calculated on any debt from due date until actual date of payment) 0,2% per day

      Documentary Credits are governed by the Uniform Customs and Practice for Documentary Credits, Pub. No 600, issued by the International Chamber of Commerce, Paris 2007.
      NB! The services charges of another bank may be added if another bank is used. AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
  • Securities
    • Account opening fees Private individual Legal entity
      1. Intra-bank safekeeping account free of charge free of charge
      2. ECDS safekeeping account EUR 1.60 EUR 25.56
      3. Trading account free of charge free of charge
      4. Changing the ECDS safekeeping account administrator EUR 12.78 EUR 12.78
      5. Closing account free of charge free of charge
      Deals with broker Bank office SEB Internet Bank
      1. Estonian, Latvian, Lithuanian securities (1) 0,20%, min EUR 3.20 0,20%, min EUR 3.20
      2. Finnish, Swedish securities (2) 0,20% + EUR 23.97 0,20% + EUR 17.58
      3. Danish and Norwegian securities (2) 0,25% + EUR 23.97 0,25% + EUR 17.58
      4. Polish, Hungarian, Czech securities (2) 0,35% + EUR 30.36 0,35% + EUR 23.97
      5. EURONEXT (Dutch, Portuguese, Belgian, French), VIRT-X (Swiss), SETS (United Kingdom, Irish), XETRA (German), Italian, Spanish securities (2,8) 0,25% + EUR 34.83 0,25% + EUR 28.44
      6. Russian securities (2) 0,25% + EUR 49.53 0,25% + EUR 43.14
      7. Canadian securities (2) CAD 0,05 per share + EUR 34.83 CAD 0,05 per share + EUR 28.44
      8. Austrian securities (2) 0,25% + EUR 52.73 0,25% + EUR 46.34
      9. US securities    
      value of share less than USD 5 USD 0,0125 per share + EUR 23.97 USD 0,0125 per share + EUR 17.58
      value of share more than USD 5 0,25% + EUR 23.97 0,25% + EUR 17.58
      10. Debt securities transactions (2)    
      with broker of SEB Estonia EUR 19.17 -
      with other broker EUR 31.96 -
      11. Additional fee to deals with broker when the order has been made by phone EUR 6.39 -

       

      Other transaction fees  
      1. Securities registered with ECDS  
      securities transfer against payment with defined counterparty (4) EUR 3.20
      transfer without payment (incl. transfer to the Central Register for privatisation bonds) EUR 4.79
      transfer without payment to the foreign register (with Estonian and foreign securities) EUR 17.58
      first subscription to securities registered with ECDS EUR 1.60
      confirmation of stock exchange transaction EUR 3.20
      pledge registration EUR 12.78
      transfer of pledged securities EUR 12.78
      2. Foreign securities (except registered with ECDS account)  
      SEB Estonia internal transaction EUR 4.79
      transactions with a counterparty with no account at SEB Estonia  
      Finnish, Swedish, Danish, Norwegian securities (2) EUR 20.77
      US securities (2) EUR 20.77
      Dutch, Portuguese, Belgian, Swiss, United Kingdom, Irish, German, Spanish, Italian,  Canadian securities (2,8) EUR 35.47
      Austrian securities (2) EUR 46.34
      Polish, Hungarian, Czech securities (2) EUR 33.55
      Russian securities (2,9) EUR 43.14
      Structured foreign bonds EUR 19.17
      Bonds of foreign countries (2) EUR 31.96
      3. Subscription of foreign securities respective foreign country transaction fee against payment or without payment
      Structured bonds EUR 1.60
      4. Optional corporate events (12) respective foreign country transaction fee against payment or without payment
      5. Transactions with fund units  
      purchase of fund units registered in Estonia (6) EUR 1.60
      sale of fund units registered in Estonia EUR 1.60
      purchase/sale of foreign fund units (SEB Asset Management Funds registered in Luxembourg, SEB Guarantee Fund 80) EUR 3.20
      change of fund units  
      fund units registered with in Estonia EUR 4.79
      foreign fund units (SEB Asset Management Funds registered in Luxembourg) EUR 3.20
      standing payment order of fund saving free of charge
      third pillar pension fund units inheritance  
      redemption of inherited units EUR 6.39
      transfer of inherited unit’s to inheritor’s security account EUR 6.39
      redemption of inherited units with insurance agreement EUR 6.39
      6. Change of transaction terms/ cancellation of order (only upon agreement with the bank) actual expenses, min. transaction fee
      7. Real-time DVP in ECSD EUR 11.18
      Monthly securities account maintenance fee (3,11,14) Private person Legal entity
      1. Estonian securities listed / not listed  
      - EUR 0 – 6 391.15 EUR 0.64 0,0025%, min EUR 7.99
      - EUR 6 391.16 – 63 911.64 EUR 1.92 0,0025%, min EUR 7.99
      - over EUR 63 911.65 EUR 3.83 0,0025%, min EUR 7.99
      - up to EUR 3 195 582.42 EUR 3.83 0,0025%, min EUR 7.99
      - over EUR 3 195 582.43 EUR 3.83 EUR 79.89 + 0,001% of portfolio value exceeding EUR 3195582.43
      only not listed securities, registered in the legal entity securities account   EUR 4.79 (10)
      2. Latvian securities    
      up to EUR 6 391.15 (5) EUR 0.64 0,008%, min EUR 7.99
      up to EUR 63 911.64 EUR 3.83 0,008%, min EUR 7.99
      over EUR 63 911.65 0,008% 0,008%, min EUR 7.99
      3. Lithuanian securities 0,008%, min EUR 1.28 0,008%, min EUR 7.99
      4. Finland, Sweden, Denmark and Norway securities 0,008%, min EUR 1.28 0,008%, min EUR 7.99
      5. Central and Eastern European (Polish, Hungarian, Czech) securities 0,025%, min EUR 1.92 0,025%, min EUR 9.59
      6. Russian securities 0,07%, min EUR 18.85 0,07%, min EUR 28.76
      7. Dutch, Portuguese, Belgian, French, Swiss, United Kingdom, Irish, US, German, Italian, Spanish, Austrian, Canadian securities 0,05%, min EUR 1.28 0,05%, min EUR 7.99
      8. Dutch, Portuguese, Belgian, French, Swiss, United Kingdom, Irish, US, German, Italian, Spanish, Austrian, Canadian bonds 0,005%, min EUR 15.98 0,005%, min EUR 15.98
      9. Structured foreign bonds    
      - Structured foreign bonds, distributed by AS SEB Pank (13) 0,01%, min EUR 1.60 0,01%, min EUR 7.99
      - Structured foreign bonds, mediated by AS SEB Pank 0,05%, min EUR 15.98 0,05%, min EUR 15.98
      10. SEB Asset Management Funds registered in Luxembourg and SEB Guarantee Fund 80 free of charge free of charge
      11. Monthly trading account maintenance fee 0,025%, min EUR 3.20 0,025%, min EUR 3.20
      12. Maintenance fee of empty intra-bank safekeeping account free of charge free of charge
      13. Maintenance fee of empty ECDS safekeeping account EUR 0.64 EUR 4.79
      Statements (11)  
      1. Statements issued by SEB Estonia  
      over the counter EUR 1.28
      regular monthly statement of the inter-bank safekeeping account  
      domestic by regular mail EUR 0.06 /page, min EUR 0.96
      cross-border by regular mail EUR 0.06 /page, min EUR 1.92
      by e-mail free of charge
      2. Statements issued by ECDS  
      notice of opening the safekeeping account (by regular mail) EUR 0.96
      ordering of regular statements from ECDS EUR 1.60
      quarterly, monthly, 10-day and daily statement (7)  
      domestic by regular mail EUR 0.96
      cross-border by regular mail EUR 1.92
      by e-mail EUR 0.32

      3. Transaction confirmation (for stock exchange transactions), from  a
      bank office

      		 free of charge
      Other services (11)  
      1. Participation in the general meetings of shareholders as agreed with the bank
      2. Applying for income tax refund EUR 17.58 + actual cost
      3. Tax Relief at source EUR 17.58

      (1) Securities are hold in ECDS safekeeping account
      (2) Foreign bank fees exceeding the SEB Estonia transaction fee to be added.
      (3) Maintenance fee is calculated once a month on the basis of the aggregated value of securities on the last banking day, kept on the securities accounts tied to one cash account. However a minimum maintenance fee as per price list is applied to an empty ECRS securities account.
      When calculating the value of securities, the bank proceeds from the net asset value (NAV) of the fund unit, for bonds - from the nominal value, for traded shares - from the market value or the most recent price, known to the bank. For the rest of the securities, the bank proceeds from their nominal value. The maintenance fee of the securities account and the fee for the statement shall be debited from the client’s cash account tied to the securities account, once a month, the latest by the 15th day of the following calendar month.
      (4) The securities safekeeping account of the counterparty is held in ECDS.
      (5) If client has in portfolio Estonian securities with value EUR 6 391.15 and Latvian securities with value EUR 6 391.15 the holding fee is EUR 0.64 + VAT 20%
      (6) Purchase transactions with units of funds managed by SEB Varahaldus – free of charge
      (7) Automatic annual statement for private person and automatic monthly statement for legal entity - free of charge
      (8) In case of need added Stamp Duty – United Kingdom, Ireland – 0,5%
      (9) Transaction is possible make when counterparty account are hold in DCC (Depository Clearing Company)
      (10) If the safekeeping account contains both listed as well as not listed Estonian securities, which are registered with ECRS, then the not listed securities are not included in the portfolio value and maintenance fee is charged only for the listed securities.
      (11) According to Value Added Tax Act VAT 20 % will be added to the service fee.
      (12) As regards the transaction fees for participants in optional corporate events, potential "out of pocket fees" (e.g. notary fees, transport costs) will be added, which will be divided between the participants in the corporate event pro rata the quantity of their securities.
      (13) Structured bonds, the issuers of which are credit institutions and the primary distribution of which has been introduced to the client by the Bank.
      (14) Only those accounts, which contain only the securities of Estonian companies, which are either bankrupt or under liquidation, are exempt from a monthly maintenance fee, based on the information received from the Estonian Central Register of Securities (ECSD). Monthly maintenance fee is not calculated, if the only securities held in the securities account throughout the entire calendar month are those, belonging to Estonian companies, which are in bankrupt or under liquidation.
  • SEB Plans for private individuals
    • SEB Plans name SEB Plans formalization fee SEB Plans monthly fee
      1. Junior Plan free of charge free of charge
      2. SEB Youth Plan EUR 0.32 EUR 0.32
      3. SEB 60+ Plan free of charge free of charge
      4. SEB + Plan EUR 1.60 EUR 1.60
      5. SEB Super+ Plan EUR 2.24 EUR 2.24
      6. SEB Family Plan (1) EUR 2.56 EUR 2.56
      7. SEB Start-up Plan free of charge EUR 0.64, for youth (persons, between age 18-25) EUR 0.32

      (1) Client, who forms SEB Family Plan, can invite 7 members to Plan. For members monthly fee doesn't expand.
  • Plans for business customers

    • Plans name      		 General
      monthly fee

      Special
      monthly fee
      (1)
      1. Plan S EUR 6 EUR 4.80
      2. Plan M EUR 12 EUR 9.60
      3. Plan L EUR 22 EUR 17.60
      4. Plan XL EUR 40 EUR 32

      (1) A special fee applies to a business customer, who has taken out a Bank Link contract, a contract for servicing payment cards, a credit card agreement, a loan-, leasing- or a factoring agreement.
  • Post bank price list
    • Bank transactions  
      1. Domestic payment (1) EUR 1.09
      2. Cash withdrawal with debit card for private customers or for legal entity (1) 0,4 % of the withdraw amount, min EUR 1.92
      3. Cash withdrawal for SEB Estonia customers without banking card 0,4 % of the withdrawn amount, min EUR 1.92
      4. Depositing cash with banking card to own account, SEB Estonia private customers free of charge
      - over EUR 639.12 0,2% of the deposited amount
      5. Depositing cash to own account, legal entity or without banking card 0,2% of the deposited amount, min EUR 1.60
      6. Depositing cash to other accounts 0,2% of the deposited amount, min EUR 2.24
      7. Inquiry of account balance  
      - if followed by bank transaction free of charge
      - one-time inquiry for SEB client, per day free of charge
      - if not followed by bank transaction EUR 0.13
      8. Irregular account statement EUR 0.06 per page, min EUR 0.32
      Bank agreements  
      1. Opening of private customer’s current account or junior account free of charge
      2. Application for VISA debit card free of charge
      3. ISIC Tudeng (Student) Electron issue EUR 6.33
      4. ISIC Õpilane (Scholar) Electron card issue free of charge
      5. ITIC Õpetaja (Teacher) MasterCard issue EUR 6.33
      6. Conclusion of SEB Internet Bank agreement free of charge
      7. Conclusion of a direct debit order agreement free of charge
      8. Conclusion of a standing payment order agreement free of charge
      9. Forming SEB Start-up Plan, Junior Plan, SEB 60+ Plan free of charge
      10. Forming SEB + Plan EUR 1.60
      11. Forming SEB Super+ Plan EUR 2.24

      (1) a cross-usage fee will be added in case of transactions with non-SEB Estonia cards
  • Additional services
    •    
      1. Deposit boxes  
      - rent of deposit boxes upon arrangement with the bank
      - caution money for the key of deposit boxe EUR 76.69
      2. Consultation fee EUR 31.96 per hour
      3. Copying and transference of bank documents (1) EUR 1.28 / per document
      4. Archive inquiry for document (1,2) EUR 12.78 / per document
      5. Issuing and transference of certificates, confirmations (1)  
      - on existence of an account and on the balance EUR 1.60
      - certificate of income tax on interest free of charge
      - detailed inquiry from Commercial register EUR 1.60
      - transaction confirmation EUR 0.32
      - other certificates and confirmations EUR 3.20
      6. Responses to inquiries  
      - to the National Tax Board, to police free of charge
      - to a notary(3), to a bailiff(4) EUR 4.15
      - to auditors EUR 19.17, to groups of companies EUR 19.17 per member
      7. A notice of debt by mail  
      - loan (second overdraft) or credit card debt EUR 5.11
      - other debts and loan (first overdraft) debt EUR 1.28
      8. Using the inquiry program of receivables EUR 0.32 / monthly
      9. Transaction via payment module ( incl. payment of state fee at state agencies) EUR 0.58
      10. Express delivery actual expenses (debited under the SEB Estonia invoice)
      11. Issuing of new codes for ID card EUR 1.92
      12. Renewing ID card certificates  
      - 105 days to expiration or less free of charge
      - more than 105 days to expiration EUR 3.83
      13. Pension Plan Agreement  
      - contract fee free of charge
      - annual fee free of charge

      (1) A forwarding fee shall be added to the price pursuant to the chosen channel:
      by fax / mail in Estonia – EUR 0.96
      by fax / mail outside Estonia – EUR 1.92
      (2) Price already contains fee of copy making from document
      (3) Responses to inquiries are free of charge for notaries, who make inquiries via electronic channels.
      (4) Commission fee is applied to inquiries for the inventories of the estate made by bailiffs.
       
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Prior to the conclusion of each financial service agreement, we advise you to examine thoroughly the service conditions and if necessary, consult a bank officer.