Digital Coin Jar enables those, who so far have not found a way to save, to start doing it now. At the end of each day, the Digital Coin Jar rounds up your debit card payments to the next full euro and transfers the difference between the rounded and paid sum by next morning from your current account to the savings deposit. This way saving will become easier than ever before.
Digital Coin Jar is a new solution for saving money, which rounds up the card payments to the full euro and transfers the difference between the rounded and paid sum from your current account to the savings deposit. This way your financial reserves in the savings deposit will start growing in small but consistent amounts.
All debit card payments related to your current account, including payments made with the debit card on the Internet will be taken into account.
The basic principle of the Digital Coin Jar is simple
You can make additional payments to the deposit at any time, both by money transfer as well as in cash.
You will get a good overview of all Digital Coin Jar transfers in your Internet Bank.
To start saving with the Digital Coin Jar, take out the contract with just a few clicks in Internet bank or visit your nearest SEB branch.
Transfer is not made in the following cases:
Term of the agreement
Digital Coin Jar agreement is concluded without a term. The agreement ends automatically, if for 6 consecutive months no transfers have been made from your current account to the savings deposit by using the Digital Coin Jar service. The agreement is terminated also, if you close the savings deposit or the current account tied to the Digital Coin Jar.
Payments from the savings deposit
You can transfer the money saved with Digital Coin Jar at any time from the savings deposit to the current account and start using the money. Payments from the savings deposit shall be made pursuant to procedure as laid down in the conditions of the savings deposit agreement, If you would like to withdraw funds from the savings deposit in less than three days, a commission fee shall be charged in accordance with the price list of savings deposit.
How much does Digital Coin Jar agreement cost?
Taking out the Digital Coin Jar agreement and saving with the Digital Coin Jar is free: automatic transfers from the current account to the savings deposit cost nothing.
Is it possible to save also on credit card payments?
No. With Digital Coin Jar you can save only on debit card payments.
Can I tie my Digital Coin Jar agreement with my child’s account?
No. The agreement is tied only to your current account and savings deposit. If you wish, you can take out the child’s own Digital Coin Jar agreement.
Can I authorise the bank to transfer the cents, saved with my Digital Coin Jar agreement automatically to my child’s account?
It is not possible to transfer the cents saved with Digital Coin Jar agreement automatically to a current account of another person.
How is the saved amount calculated, if I pay with my debit card in a foreign web-store in a foreign currency?
The basis of calculation is the amount, converted into euros.
How can I get hold of the money saved with Digital Coin Jar?
You can get hold of the money, saved with Digital Coin Jar at any time, by transferring the money from the savings account back to the current account. The terms and conditions of the savings deposit apply to the payment of funds from the savings deposit. Transfer of funds from the savings deposit back to the current account is free of charge if the transfer is made on the third calendar day as of accepting the order. If you would like to receive funds sooner, a commission fee shall be charged in accordance with the price list of savings deposit.
Can I enter into a Digital Contract Jar contract if I have an overdraft?
Yes, you can. A Digital Coin Jar payment is not executed on the account of the overdraft limit. Only payments made with a debit card are taken into account.
Please read the terms and conditions before you sign the contract.
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