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It is beneficial to save into SEB 2nd pension pillar funds

  • Low management fees

  • Best internet bank for tracking your savings

  • Saving and disbursement solutions

  • Valuable advisory service both at the time and after the saving period

Find your solution for II pillar savings

years
years
Saving period
-


SEB Energetic Pension Fund

The purpose of the fund is a long-term growth of your assets. For this purpose, we invest more money in shares that have better odds for higher productivity in the long-term perspective. Please note, however, that the value of your assets may fluctuate to a greater degree.

  • Your assets are actively managed
  • Risks are managed as we invest the fund’s assets around the world
  • We are always there for you to give advice during and after the savings period

More information about the fund


SEB Progressive Pension Fund

The purpose of the fund is a long-term moderate growth of your assets. For this purpose, we invest money in bonds as well as shares, which have better odds for higher productivity in the long-term perspective. Please note, however, that the value of your assets may fluctuate to a greater degree.

  • Your assets are actively managed
  • Risks are managed as we invest the fund’s assets around the world
  • We are always there for you to give advice during and after the savings period

More information about the fund


SEB Optimal Pension Fund

The purpose of the fund is to increase the value of your assets. For this purpose, we invest your money mainly in bonds and less in shares. Please consider, however, that the value of your assets may fluctuate to a moderate degree.

  • Your assets are actively managed
  • Risks are managed as we invest the fund’s assets around the world
  • We are always there for you to give advice during and after the savings period

More information about the fund


SEB Conservative Pension Fund

The purpose of the fund is to maintain your accumulated assets. For this purpose, we mainly invest in bonds and deposits. Please consider, however, that there may be little fluctuation in the value of your assets.

  • Your assets are actively managed
  • Risks are managed as we invest the fund’s assets around the world
  • We are always there for you to give advice during and after the savings period

More information about the fund

Compare with other SEB Pension Funds

SEB Energetic
Pension Fund Index
SEB Energetic
Pension Fund
SEB Progressive
Pension Fund
SEB Optimal
Pension Fund
SEB Conservative
Pension Fund
The investment objective is to offer return as similar as possible to that of the global financial markets.In the long term, the asset’s purchasing power should increase by above-average return.In the long term, the asset’s purchasing power should increase by average return.In the long term, the asset’s purchasing power should increase by moderate return.In the long term, return should cover inflation and retain the asset’s purchasing power.
Percentage of shares up to 75%Percentage of shares up to 75%Percentage of shares up to 50%Percentage of shares up to 25%Percentage of shares 0%
Savings period over 5 yearsSavings period over 5 yearsSavings period over 3 yearsSavings period at least 3 yearsSavings period under 3 years
Choose fundChoose fundChoose fundChoose fundChoose fund
SEB Energetic
Pension Fund Index
SEB Energetic
Pension Fund
SEB Progressive
Pension Fund
SEB Optimal
Pension Fund
SEB Conservative
Pension Fund
Investment goalThe investment objective is to offer return as similar as possible to that of the global financial markets.In the long term, the asset’s purchasing power should increase by above-average return.In the long term, the asset’s purchasing power should increase by average return.In the long term, the asset’s purchasing power should increase by moderate return.In the long term, return should cover inflation and retain the asset’s purchasing power.
Maximum in equitiesPercentage of shares up to 75%Percentage of shares up to 75%Percentage of shares up to 50%Percentage of shares up to 25%Percentage of shares 0%
Savings periodSavings period over 5 yearsSavings period over 5 yearsSavings period over 3 yearsSavings period at least 3 yearsSavings period under 3 years
Possible fluctuation of investment value
Fund notesChoose fundChoose fundChoose fundChoose fundChoose fund

The graph indicates the possible short-term fluctuation in the productivity of the products within the given risk class. Under normal market conditions, the productivity should remain in the area indicated on the graph in two years out of three (i.e. with 65% likelihood). This graph does not represent the fluctuations in the value of SEB’s compulsory pension funds nor does it give any promises about the fluctuations of future periods.

SEB Elu- ja Pensionikindlustus and SEB Pank act as intermediaries for the pension funds of SEB Varahaldus. The above-mentioned information may under no circumstances be interpreted as investment advice, investment suggestion, or any other investment service. In addition, the presented information and opinions may not be treated as an offer or a suggestion to conclude an agreement.

Before making an investment decision, carefully read about the public offer prospectus of pension fund shares, simplified prospectus, and other information published about the fund on the website of the Pension Centre at www.pensionikeskus.ee or about SEB products on the website of SEB at www.seb.ee. If necessary, consult a specialist.

Investments into funds are always related with several risks, which upon their materialisation may negatively influence the value or realisation of the investments, the rights of the investors and other similar circumstances. The fund’s productivity of previous periods and the history of its activity so far do not serve as a promise or indication for the productivity of the following periods or the fulfilment of its activity goals.


The graph indicates the possible short-term fluctuation in the productivity of the products within the given risk class. Under normal market conditions, the productivity should remain in the area indicated on the graph in two years out of three (i.e. with 65% likelihood). This graph does not represent the fluctuations in the value of SEB’s compulsory pension funds nor does it give any promises about the fluctuations of future periods.

SEB Elu- ja Pensionikindlustus and SEB Pank act as intermediaries for the pension funds of SEB Varahaldus. The current information is not an investment advice, -suggestion, -service, offer or a suggestion to conclude an agreement. Before making an investment decision, read the fund’s documents and other information published about the fund on the website of SEB at www.seb.ee. If necessary, consult a specialist. Investments into funds are related with risks, which may negatively influence the value or realisation of the investments, the rights of the investors and other similar circumstances. The fund’s previous returns and the history of its activity do not serve as a promise or indication for the future returns or the fulfilment of its goals.

For a bigger pension, you have to contribute more

First and second pillar amount to approximately 40% of your pre-pension income. To continue your habitual lifestyle after retiring, you will need to contribute more.

See your options

For a bigger pension, you have to contribute more

First and second pillar amount to approximately 40% of your pre-pension income. To continue your habitual lifestyle after retiring, you will need to contribute more.

See your options

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