By mediating the services of PZU Kindlustus*, we offer our clients insurance solutions, which help in managing all car-related risks. Our optional motor vehicle insurance is designed for SEB clients, who want a better protection for their passenger cars and vans and need a high quality insurance solution.
We offer you two optional motor vehicle insurance solutions: Kasko Pluss, with a more extensive insurance cover in Estonia and a more affordable Kasko solution.
The advantages of PZU Kindlustus optional motor vehicle insurance are:
|Paperless loss adjustment by phone and free roadside assistance in case of an insured event|
|Insurance of leasing value|
|Traffic accident, natural disaster, fire, theft, vandalism, stealing of a vehicle, robbery|
|Compensation for losing one's car keys (including due to theft or robbery) without deductible||-|
|Cover of technical failure||-|
|Insurance of tyres kept in a storage||-|
|New value cover||For additional fee|
|Replacement vehicle||For additional fee|
|Damage caused by a collision with a wild animal is compensated without the application of the deductible|
|PZU Autoabi throughout Europe: towing to the repair shop|
|Upon an insured event, free transport in Estonia for up to five passengers, according to the client's wish, either to the trip's destination or the point of departure|
|Trailer insurance and luggage insurance||For additional fee||For additional fee|
A vehicle engaged in leasing must have a valid insurance cover: both, the optional motor vehicle as well as motor third party liability insurance contracts must be concluded.
There are specific requirements, established for insurance contracts of leased property.
Additional requirements apply to insurance contracts of leased property, which are concluded through PZU Kindlustus.
Motor third party liability insurance indemnifies for damages, which the driver has caused to third parties.
A regular motor third party liability insurance contract is concluded for an unspecified term. Motor third party liability insurance contracts for leased vehicles are entered into with a payment obligation i.e. as a Yes-contract. In the case of a Yes-contract, the insurance firm automatically sends a new policy together with the invoice either to your e-mail or postal address, specified in the insurance contract, when the old one expires.
In the case of a contract without a payment obligation i.e. a No-contract, we do not send a new policy to you automatically, but only upon request of the client.
If you conclude optional motor vehicle insurance with PZU Kindlustus, you will get a 20% discount on annual motor third party liability contract.
I have valid motor third party liability insurance. Why should I need optional motor vehicle insurance?
To fully insure the car you need both, the motor third party liability (TPL) as well as optional motor vehicle insurance. TPL insurance is a mandatory insurance, which according to law must be concluded by every car owner. With TPL insurance you insure your liability to other road users. This means that whenever you are guilty of causing a traffic accident, only the damage caused to the injured party is indemnified.
However the damage incurred to you is not indemnified with TPL insurance. This damage is indemnified by optional motor vehicle insurance. Optional motor vehicle insurance helps to prevent extensive financial loss in case of accidents, theft, fire, vandalism and technical failure.
Does the PZU
Kindlustus optional motor vehicle insurance contain something, which is not offered by other insurance firms?
Yes.The insurance covers, offered additionally by PZU Kindlustus are:
What does the premium of optional motor vehicle insurance depend on?
The premium of optional motor vehicle insurance depends on the make and model of car, output of engine, year of he vehicle, field of usage, amount of deductible, age of the policyholder or main user (in case the policyholder is a natural person), insurance cover, insurance territory, etc.
Tähelepanu! Teie veebilehtiseja ei vasta SEB kodulehe külastamiseks vajalikele nõuetele. Palun vahetage veebilehitsejat või seadet, millega te veebilehte sirvite.
Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.
Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.