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Vehicle insurance

Vehicle insurance

Extensive cover ensures lasting security

  • Two optional insurance solutions
  • Simple and convenient business
  • Free roadside assistance upon insured event

By mediating the services of PZU Kindlustus*, we offer our clients insurance solutions, which help in managing all car-related risks. Our optional motor vehicle insurance is designed for SEB clients, who want a better protection for their passenger cars and vans and need a high quality insurance solution.

Request an insurance quote

We offer you two optional motor vehicle insurance solutions: Kasko Pluss, with a more extensive insurance cover in Estonia and a more affordable Kasko solution.

The advantages of PZU Kindlustus optional motor vehicle insurance are:

  • Annual optional motor vehicle insurance premium may be added to monthly lease payments, or paid separately in one up to four instalments.
  • After conclusion of the insurance contract or its annual extension, you do not have to submit to SEB documents, certifying the insurance cover. Before expiry of an insurance contract, we shall contact you to agree on new insurance conditions.            
  Kasko Pluss Kasko
Paperless loss adjustment by phone and free roadside assistance in case of an insured event X X
Insurance of leasing value X X
Traffic accident, natural disaster, fire, theft, vandalism, stealing of a vehicle, robbery X X
All-risk insurance X -
Compensation for losing one's car keys (including due to theft or robbery) without deductible X -
Cover of technical failure X -
Insurance of tyres kept in a storage X -
New value cover X For additional fee
Replacement vehicle X For additional fee
Damage caused by a collision with a wild animal is compensated without the application of the deductible X X
PZU Autoabi throughout Europe: towing to the repair shop X X
Upon an insured event, free transport in Estonia for up to five passengers, according to the client's wish, either to the trip's destination or the point of departure X X
Trailer insurance and luggage insurance For additional fee For additional fee

 

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group.
AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at www.fi.ee.

A vehicle engaged in leasing must have a valid insurance cover: both, the optional motor vehicle as well as motor third party liability insurance contracts must be concluded.

There are specific requirements, established for insurance contracts of leased property.

  • The vehicle must be insured at least for the amount corresponding to its market value throughout the lease term.
  • The insurance contract must be concluded with the minimal deductible, permitted by the insurer.
  • The beneficiary in the insurance contract must be AS SEB Liising.
  • The insurance contract must ensure that any damages that may be caused by theft, robbery, fire or water damage, natural disaster, traffic accident and any other possible loss events would be covered with the full indemnity paid out.
     

Additional requirements apply to insurance contracts of leased property, which are concluded through PZU Kindlustus.

  • Insurance contract must be concluded for a period of one year.
  • To prove the validity of insurance, the new insurance policy must be submitted to SEB no later than 5 days before the expiry of the valid insurance policy. The document must be sent to e-mail address: or by fax to 665 5103.
 

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group.
AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at www.fi.ee.

Motor third party liability insurance indemnifies for damages, which the driver has caused to third parties.

A regular motor third party liability insurance contract is concluded for an unspecified term. Motor third party liability insurance contracts for leased vehicles are entered into with a payment obligation i.e. as a Yes-contract. In the case of a Yes-contract, the insurance firm automatically sends a new policy together with the invoice either to your e-mail or postal address, specified in the insurance contract, when the old one expires.

In the case of a contract without a payment obligation i.e. a No-contract, we do not send a new policy to you automatically, but only upon request of the client.

If you conclude optional motor vehicle insurance with PZU Kindlustus, you will get a 20% discount on annual motor third party liability contract.

 

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group.
AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at www.fi.ee.

I have valid motor third party liability insurance. Why should I need optional motor vehicle insurance?
To fully insure the car you need both, the motor third party liability (TPL) as well as optional motor vehicle insurance. TPL insurance is a mandatory insurance, which according to law must be concluded by every car owner. With TPL insurance you insure your liability to other road users. This means that whenever you are guilty of causing a traffic accident, only the damage caused to the injured party is indemnified.
However the damage incurred to you is not indemnified with TPL insurance. This damage is indemnified by optional motor vehicle insurance. Optional motor vehicle insurance helps to prevent extensive financial loss in case of accidents, theft, fire, vandalism and technical failure.

Does the PZU Kindlustus optional motor vehicle insurance contain something, which is not offered by other insurance firms?
Yes.The insurance covers, offered additionally by PZU Kindlustus are:

  • in case the car is destroyed (including theft and robbery), 10% is added to the market price for possible car replacement costs when compensating for the car;Kasko Pluss package includes rental car insurance and repairs at the dealership;
  • Kasko package include repairs at the dealership for cars up to three years old;
  • PZU Kindlustus is the only company in Estonia to completely resolve insurance losses over the telephone.

What does the premium of optional motor vehicle insurance depend on?
The premium of optional motor vehicle insurance depends on the make and model of car, output of engine, year of he vehicle, field of usage, amount of deductible, age of the policyholder or main user (in case the policyholder is a natural person), insurance cover, insurance territory, etc.

 

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group.
AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at www.fi.ee.

Terms and conditions of optional motor vehicle liability insurance
Terms and conditions of motor third party liability insurance

 

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group.
AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at www.fi.ee.

Contact

  • Customer support

    622 4545

  • E-mail

More info

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