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ISIC and ITIC cards

ISIC and ITIC cards

One card – many opportunities

  • Proves your academic status
  • Share thousands of benefits
  • With MasterCard debit card, you can pay for the purchases at the point-of-sale and online
  • Can be used as a Public Transport Card

In co-operation with the Federation of Estonian Student Unions, we offer the pupils, students, lecturers and teachers the cards that combine the functions of an international bankcard, a card, proving international academic status and thousands of benefits throughout the world.

Order ISIC or ITIC bank card

ISIC card is a bank card that combines the functions of an international ISIC Õpilane (Scholar) or ISIC Tudeng (Student) card, an international MasterCard debit card and a united ticket used in the public transportation system. ITIC Õpetaja (Teacher) card combines the functions of an international MasterCard debit card, a teacher card and a united ticket.

These cards enable one to

  • carry out everyday banking transactions and pay for online purchases
  • prove the holder’s academic status all over the world
  • get discounts in thousands of places in Estonia and abroad

You can prove your academic status with an ISIC and ITIC card due to the fact that it bears your date of birth, photo and name of the school in addition to your name and signature, unlike other bank cards.

In addition to bank cards, ISIC Tudeng (Student), ITIC Õpetaja (Teacher) and ISIC Õpilane (Scholar) cards can be used in the united ticket system of the public transport in order to prove your right to travel and receive travel benefits. Read more.

Read more about the benefits of ISIC card

Subscribe to the ISIC card newsletter

You can access the benefits of ISIC card via your mobile phone. In order to do this, you need to download the ISIC Benefits mobile app on your phone.

 

iPhone
 
Android

 

ISIC Tudeng (Student) is a card that combines the functions of an international ISIC Tudeng (Student) student card, an international MasterCard debit card and a united ticket in the public transport. All ISIC benefits in Estonia and abroad apply to the ISIC Tudeng (Student) card of SEB Pank.

Anyone who is at least 16 years old can apply for an ISIC Tudeng (Student) card, including:

  • a student studying full or part-time at a university
  • a student, studying in a distance learning programme
  • a student on academic leave
  • students of an open university, completing a confirmed Bachelor’s, professional higher education, or Master’s curricula

ISIC Tudeng (Student) card cannot be applied for by

  • external students
  • interns
  • residents

Applying for a card

The most convenient way to apply for an ISIC Tudeng (Student) card is on our homepage and in the Internet bank. On our homepage, you can apply for the card even if you are not a client of our bank yet. In this case, an account is going to be opened for you when you come to one of our branch offices to collect the bank card.

You can also apply for the card in every SEB branch office. In order to apply for a card, you should take along:

  • an identity document (passport, ID-card or driver’s licence)
  • coloured photograph in a format suitable for documents
  • valid student identification card (if not available, verification of student status from the school)

In order to receive your card, take along:

  • an identity document (passport, ID-card or driver’s licence)
  • a valid student identification card (if not available, verification of student status from the school)

We recommend all young people aged 18-25 years join the SEB Youth PlanThe monthly fee of SEB Youth Plan is more favourable than the monthly maintenance fee of ISIC Student; with the plan, however you will enjoy several other discounts on banking services:

  • free electronic payments (including European payments)
  • no issue fee on your virtual card
  • no monthly fee on your debit and credit cards (except for Gold and Platinum cards)
  • no monthly fee on Estonian, Latvian and Lithuanian securities
  • no monthly fee on Estonian, Latvian and Lithuanian securities

Applying for a card for a 6-17-year-old

You may order the card

  • in your Internet bank if you tie the child’s card to your account
  • through your child´s Internet bank, if you wish to tie the card with your child’s account

To apply for the card, we need

  • personal details of the child and parent
  • child’s colour photograph in a format of a document

If the child has no Internet bank, but you want a separate account for the child, you can order the card at a bank office.

Please take along

  • the identity document (passport, ID card or driving license) of the child and parent
  • child’s colour photograph in a format of a document
  • valid student card (if not available, a certificate from the school confirming the child’s student status)

A parent can apply for a card in a bank office alone, but the card must be picked up by the child and the parent together.

When coming to pick up your card, take along:

  • the identity document (passport, ID card or driving license) of the child and parent
  • valid student card (if not available, a certificate from the school confirming the child’s student status)

Every at least 6-year-old pupil of a general or a vocational education school can apply for an ISIC Scholar bankcard.

ISIC Scholar card includes a contact-free chip that allows using the card in the public transportation system, school cafeteria, library, for printing or in access systems (if this option has been provided).

Only cards that have been issued since autumn 2014 and bear the MasterCard logo can be used in the public transportation system.

Starting from the age of 18, you can apply for an ISIC card yourself. The most convenient way to submit an application is on our homepage or in the Internet bank. On our homepage, you can apply for a card even if you are not a client of our bank yet. In this case, the current account will be opened to you when you come to pick up your bankcard.

The ITIC Õpetaja (Teacher) card combines the functions of an international ITIC Õpetaja teacher card, an international MasterCard debit card and a united ticket. You can use the card for everyday bank transactions, to prove your status as a teacher and to take advantage of various benefits as well as use it as a travel ticket.

You can obtain an ITIC Õpetaja (Teacher) card, if you

  • are engaged in pedagogical work (in terms of the Education Act) in an educational institution that has an education licence issued by the Ministry of Education and Science of the Republic of Estonia or in a social welfare institution and your workload of teaching is at least 18 hours per week or assigned as a full-time job;
  • you are a member of Estonian Education Personnel Union.

The following employees are entitled to an ITIC Õpetaja (Teacher) card

  • general education schools: teachers, principal, principals of studies, hobby group leader, and other persons engaged in the field of study and education*
  • vocational schools: pedagogues (persons engaged in the field of study*, principal)
  • institutions of higher education: academic staff (professors, docents, lecturers, assistants, and teachers), scientific staff (researchers and senior researchers)
  • pre-school child-care institutions: pedagogues (manager, deputy manager in study and education, teachers, special education teachers)
  • hobby schools: music and art schools; language schools; sports schools; technical, nature, creation, and hobby houses and centres; other educational institutions with an education licence issued by the Ministry of Education, but not listed above
  • pedagogues*, school managers

* The following specialists engaged in the field of teaching and education are considered to be teachers: teacher, academic staff, speech therapist, special education teacher, school psychologist, educator, methodologist, hobby group leader, trainer-teacher, accompanist, and instructor.

Applying for a card

The most convenient way to apply for an ITIC Õpetaja (Teacher) card is on our homepage or in the Internet bank. On our homepage, you can apply for a card even if you are not a client of our bank yet. In this case, an account is going to be opened for you when you come to one of our branch offices to collect the bank card.

You can also apply for a card at a SEB office. In order to apply for a card, take along:

  • an identity document (passport, ID-card or driver’s licence)
  • a certificate from the school, evidencing your engagement in academic work and workload or a certificate issued by a representative of the Estonian Education Personnel Union, confirming the EEPU membership status
  • colour photograph in a passport photo format

In order to receive your card, take along:

  • an identity document (passport, ID-card or driver’s licence)
  • a certificate from the school, evidencing your engagement in academic work and workload or a certificate issued by a representative of the Estonian Education Personnel Union, confirming the EEPU membership status

Read more about debit card conditions

Ordinary cards  
1. MC debit card, MC contactless debit card, VISA Electron debit card, Maestro debit card (1)  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1
2. VISA Electron Junior (1)  
issue, replacement, prolongation free of charge
monthly fee free of charge
3. MC Business debit card, VISA Business debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1,50
4. VISA Gold debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1.50
5. Pildikaart debit card for private individual  
issue, replacement, prolongation EUR 3.20
monthly fee EUR 1
6. Pildikaart debit card for legal entity  
issue, replacement, prolongation EUR 5
monthly fee EUR 1.50
ISIC and ITIC cards  
1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 0.50
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 6.33
extension of the right to use the card from the age of 20 EUR 4
monthly fee EUR 0.50
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 1
Other cards  
1. Virtual Card  
issue EUR 2
2. Postipank-card  
monthly fee free of charge
3. Temporary-card  
issue EUR 2,50

(1) Starting from 10.03.2014 it is not possible to order Maestro debit cards and Visa Electron Junior cards.
(2) Ordered from electronic services – free of charge

General transaction and service fees  
1. Payment at a service enterprise (fee for transaction in foreign currency will be added) free of charge
with a Postipank-card transaction is not allowed

with a temporary-card

transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s  
up to EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card free of charge
if the amount exceeds EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card 0,3 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (1)  
   legal entity EUR 0.19 + 0,3% of the withdrawn amount
   private individual  
        up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge

 -  if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s))

0,3% of the withdrawn amount
with a Postipank-card EUR 0.58 per transaction
4. Cash withdrawal in Estonia from cross-use ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (fee for transaction in foreign currency will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
6. Fee for transaction in foreign currency (2)  
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
7. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.40 / per inquiry
8. Fee for change in debit card limit  
over the counter, phone banking operator service EUR 1.60
internet-bank free of charge
9. Preparation of express bank cards EUR 40
10. Debt claim letter of debit card by post EUR 1.28
11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 130
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
registered mail (Estonia and foreign countries) EUR 2.50
mail (Estonia and foreign countries) free of charge
17. Travel insurance Gold (for VISA Gold debit card holders) EUR 69

(1) The transaction is not permitted with a Post Bank or a temporary card in SEB Latvia and SEB Lithuania ATMs.
(2) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, MasterCard), converted into euros according to their determined exchange rates.

ISIC and ITIC card in public transport

Starting from 1 January 2013, you can use SEB ISIC Tudeng (Student), SEB ITIC Õpetaja (Teacher) and SEB ISIC Õpilane (Scholar) bank card to prove your right to travel and receive benefits in the united ticket system of the public transportation system.

NB! The public transport function does not extend to the SEB ISIC Õpilane Electron bank card (it bears the VISA logo).

In order to use it as a ticket, the card holder must have an Estonian personal identification code.*

To use your ISIC or ITIC card in the public transportation system, take the following steps:

1. Activate the card. Every bank card must be activated before use. If you receive your card from a branch, the client executive will activate the card for you at the bank. If the card is sent to your home by post, you can activate the card in the Internet Bank, an ATM or via the Telephone Bank. In public transport, you can use the card the day after activation. If your card has already been activated, go to the next step.

2. Register the activated card. To do so, open on the United Tickets webpage menu item “Ühiskaart → ISIC cards” and enter your identity code. All active cards found in the MinuKool database linked with the entered personal identification code will be registered in the ticket system at once. You do not need to register a renewal or substitute card again. A card registered in the ticket system may be used until the end of the term of validity of the card, except in case the status of the user being a student or teacher ends or the user closes their bank card before the end of the term of validity printed on the card. In such a case the card is deactivated and a notice thereof will be automatically sent to the ticket system. You will find the list of your valid and activated cards upon logging in to the ticket system.

3. Buy a ticket. The cards linked with the ticket system function similarly to the green Ühiskaart. Tickets can be bought onto the card by personal identification code at the website www.pilet.ee , over a mobile phone or from a sales outlet (a list of sales outlets can be found here). You can purchase personalised public transport tickets with various terms of validity onto the card and verify your right to travel benefits (for example, free right to travel).

* If a foreign student has been issued an Estonian identity code after receiving the card (the card contains a foreign identity code or date of birth), a new card with an Estonian identity code should be ordered to be used as a transportation card.

 

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