Open website’s mobile version Top

Private

Debit card

Debit card

Using a debit card is fast, convenient and safe

  • Payments in Estonia and in abroad
  • Cash deposits and withdrawals via ATM machines
  • No monthly fee with SEB Plans (except for Gold and Platinum cards)
  • Can be personally designed

With a debit card, you can use the funds in your current account.

Order a debit card

Paying with the card

  • With a debit card you can pay for goods and services in Estonia and abroad without using cash. MasterCard debit card can be used for online purchases.
  • You can pay with the card in all institutions and companies, where you notice the logo of Visa, MasterCard, Maestro or Visa Electron on the window, door or cash register

Withdrawing cash

  • With a debit card, you can withdraw cash from ATMs in Estonia and abroad

When withdrawing cash abroad in a currency other than the euro, a conversion fee of 1,5% of the transaction amount shall be charged. For further information on the fees relating to cash withdrawal see the price list.

Depositing cash

  • In addition to the option to withdraw funds, many ATMs also offer the option to deposit funds – these ATMs can be recognized by the phrase “Cash deposits and withdrawals” displayed on the ATM
  • Cash is immediately deposited in your account with which the debit card is connected

Payments and account information

  • With a debit card you can make payments saved as predetermined payments
  • You can view account and transaction information in ATMs

Can be personally designed

  • You can pick a suitable photo for the card from our created designs or your own favourite pictures

To increase safety of funds in your current account, assign smaller limits and choose only essential functions for your card in Internet Bank.

Assign limits pursuant to your need
You can assign your debit card daily and monthly user limits - amounts, which prevent making larger transactions during the specified period. Smaller daily limits than the amount in the account prevent unauthorised persons to get hold of the entire funds of your account, if the card is lost or stolen.

  • Daily cash withdrawal limit is the amount, which you can withdraw from an ATM in one day. Maximum daily limit is EUR 3500
  • Daily limit for purchases and payments is the amount, within which you can execute make card payments or bank transfers in one day. Maximum daily limit for purchases and payments is EUR 6500
  • Monthly limit is the amount, within which you can use the card for payments, withdrawal of cash from ATMs and bank transfers in one month. Assigning a monthly limit is not obligatory

Choose only necessary functions
When ordering the card, you can choose the essential functions of the card

  • Cash: you can withdraw funds
  • Purchases: you can make card payments
  • Payments: you can perform transfers to recipients saved among predetermined payments
  • Account balance: you can view the account balance
  • Account statement: you can view information on your last 8 transactions
  • Payments on the Internet: Some debit cards permit payments at Internet stores
  • Use abroad: you can pay and/or withdraw cash in foreign countries

If you do not use the bankcard for making purchases on the Internet and abroad, then skip these functions. If necessary, you can change the card functions at any time in the Internet Bank. Changes will be take effect immediately.

Read more about the debit card conditions

Order the debit card via

Internet Bank
Homepage
SEB branch
Telephone Bank

You will obtain the bankcard within five banking days in Tallinn and ten banking days outside Tallinn. When picking up your card at an SEB branch, please take along your identity document.

The card is valid for three years. Upon expiry, we shall prepare you a new card and inform you on the possibilities of obtaining it. 

NB! Starting from 10.03.2014 no new Maestro debit cards can be ordered. Cards ordered until 9.03.2014 continue to be in force until the expiry date marked on the card and after expiry will be automatically replaced with MasterCard debit card. The debit card contract continues to be in force according to the terms and conditions and price list of debit cards.

Ordinary cards  
1. MC debit card, VISA Electron debit card, Maestro debit card (1)  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1
2. VISA Electron Junior (1)  
issue, replacement, prolongation free of charge
monthly fee free of charge
3. MC Business debit card, VISA Business debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1,50
4. VISA Gold debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1.50
5. Pildikaart debit card for private individual  
issue, replacement, prolongation EUR 3.20
monthly fee EUR 1
6. Pildikaart debit card for legal entity  
issue, replacement, prolongation EUR 5
monthly fee EUR 1.50
ISIC and ITIC cards  
1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 0.50
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 6.33
extension of the right to use the card from the age of 20 EUR 4
monthly fee EUR 0.50
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 1
Other cards  
1. Virtual Card  
issue EUR 2
2. Postipank-card  
monthly fee free of charge
3. Temporary-card  
issue EUR 2,50

(1) Starting from 10.03.2014 it is not possible to order Maestro debit cards and Visa Electron Junior cards.
(2) Ordered from electronic services – free of charge

General transaction and service fees  
1. Payment at a service enterprise (conversion rates will be added for payments made in foreign currency) free of charge
with a Postipank-card transaction is not allowed

with a temporary-card

transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s  
up to EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card free of charge
if the amount exceeds EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card 0,3 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (1)  
   legal entity EUR 0.19 + 0,3% of the withdrawn amount
   private individual  
        up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge

 -  if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s))

0,3% of the withdrawn amount
with a Postipank-card EUR 0.58 per transaction
4. Cash withdrawal in Estonia from cross-use ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (conversion rates will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
6. Fee for transaction in foreign currency  
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
7. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.40 / per inquiry
8. Fee for change in debit card limit  
over the counter, phone banking operator service EUR 1.60
internet-bank free of charge
9. Preparation of express bank cards EUR 40
10. Debt claim letter of debit card by post EUR 1.28
11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 130
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
registered mail (Estonia and foreign countries) EUR 2.50
mail (Estonia and foreign countries) free of charge
17. Travel insurance Gold (for VISA Gold debit card holders) EUR 69

(1) The transaction is not permitted with a Post Bank or a temporary card in SEB Latvia and SEB Lithuania ATMs.

S|E|B

Tähelepanu! Teie veebilehtiseja ei vasta SEB kodulehe külastamiseks vajalikele nõuetele. Palun vahetage veebilehitsejat või seadet, millega te veebilehte sirvite.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.