Apteek1 and SEB bankcard is an ordinary debit card, enabling you to use the funds in your account for card payments, cash withdrawal as well as for bank transfers.

Paying with the card

• With a debit card you can pay for goods and services in Estonia and abroad without using cash
• You can pay with the card in all enterprises and institutions, where you notice the logo of Visa, MasterCard, Maestro or Visa Electron on the window, door or cashier’s desk.
   

Withdrawing cash

• With the card, you can withdraw cash from ATMs in Estonia and abroad
• With an SEB debit card, you may withdraw cash free of charge from the SEB ATMs in Estonia, Latvia, Lithuania and Sweden
   

Domestic payments and account information

• With a debit card you can execute domestic payments and view account and transaction information in ATMs

Apteek1 drugstores 
Apteek1 card special offers

To increase safety of funds in your current account, assign smaller limits and choose only essential functions for your card in Internet Bank.

Assign limits pursuant to your need
You can assign your debit card daily and monthly user limits - amounts, which prevent making larger transactions during the specified period. Smaller daily limits than the amount in the account prevent unauthorised persons to get hold of the entire funds of your account, if the card is lost or stolen.

• Daily cash withdrawal limit is the amount, which you can withdraw from an ATM in one day. Maximum daily limit is EUR 3500
• Daily limit for purchases and payments is the amount, within which you can execute make card payments or bank transfers in one day. Maximum daily limit for purchases and payments is EUR 6500
• Monthly limit is the amount, within which you can use the card for payments, withdrawal of cash from ATMs and bank transfers in one month. Assigning a monthly limit is not obligatory
   

Choose only necessary functions
When ordering the card, you can choose the essential functions of the card

• Cash purchases and payments: you can withdraw cash, make card payments and transfers in ATMs
• Viewing account statement and balance: you can view the account information
• Payments on the Internet: Some debit cards can be used for payments at Internet stores
• Using in abroad: you can pay and/or withdraw cash in foreign countries
   

If you do not use the bankcard for purchases on the Internet and in abroad, then skip these functions. If necessary, you can change the card functions at any time in the Internet Bank.

Read more about the debit card conditions 

Order bankcard with Apteek1 benefits

• Internet Bank
• Home page
• SEB branch
• Telephone Bank
• Post Bank
   

1. You will obtain the bankcard within three banking days in Tallinn and ten banking days outside Tallinn.
2. When picking up your card at an SEB branch, please take along your identity document.
    

The card is valid for three years. Upon expiry, we shall prepare you a new card and inform you on the possibilities of obtaining it. 

(1) Ordered from electronic services - free of charge
(2) for SEB 60+ Plan owners – free of charge