Open website’s mobile version Top

Business

Mastercard Business debit card

Mastercard Business debit card

  • Reliable at the merchants
  • Convenient at ATMs
  • To make contactless payments on amount up to 25 euros

An employee of the company can use the Mastercard  Business debit card to the extent of the actual funds in the company’s account and subject to the limit assigned to her/him.

With the MC Business debit credit you can

  • pay for the goods and services in Estonia and abroad
  • withdraw cash from ATMs in Estonia and abroad
  • make cash deposits into the company’s account from an SEB ATM
  • make information inquiries on the account and transactions
  • book flight tickets or hotel rooms or rent a car
  • pay on the Internet

Employer can

  • Assign user rights for the card in Internet Bank. E. g., payments on the Internet, transactions in foreign countries, viewing account statement or balance; carrying out cash transactions or purchase transactions.
  • Determine in Internet Bank the amount, which the cardholder may use in a day or month for withdrawal of cash, payment for purchases etc.
  • Determine at a bank office the following rights of employees for using the Internet Bank for Business:

Getting an overview of transactions made by the card user
Amendment of card transaction limits
Application and closure of bankcards
Compilation of source documents for the company’s accounting department based on transaction statements

  • MC Business is a debit card prepared on the blank of a credit card, to which all debit card conditions apply.
  • With a MC Business debit card, an employee of the company can use the funds in the company’s account within a limit, assigned to him.
  • All card settlements are transacted in euros. Transactions made in foreign currencies are beforehand converted into euros.

Card limits
Assign limits pursuant to your need.
You can assign the debit card daily and monthly user limits - amounts, which prevent making larger transactions with the given card during a specified period.

  • Daily cash withdrawal limit is the amount, which can be withdrawn from an ATM in one day. Maximum daily cash limit is EUR 3500.
  • Daily limit for purchases and payments is the amount, within which it is possible to make card payments or transfers in ATMs in a day. Maximum daily limit for purchases and payments is EUR 20,000.
  • Monthly limit is the amount, within which it is possible to use the card for payments, withdrawal of cash from ATMs and bank transfers in one month. Assigning a monthly limit is not obligatory.

Card functions

Choose only necessary functions

  • The card enables cash transactions and card payments
  • Possibility to view account information
  • Possibility to pay at Internet stores
  • Possibility to pay and/or withdraw cash in foreign countries

If you do not use the bankcard for purchases on the Internet or abroad, you can exclude these functions.  If necessary, you can change the options for the use of your card via the Internet Bank at any time. Changes will take effect immediately.

Read more about the debit card conditions

Order MC Business debit card from

In Internet Bank, you can sign the card agreement also digitally; at a bank office, a signatory may order the card.

The card is issued at the SEB branch based on the card user’s identity document. The card can be picked up within five banking days in Tallinn and ten banking days outside Tallinn.

The card is valid for three years. Upon expiry, we shall prepare you a new card and inform you about the methods of delivery.

Upon request Visa Business debit card can also be ordered as a Business debit card.

Ordinary cards  
1. MC contactless debit card, Visa Classic debit card, VISA Electron debit card, MC debit card (1)  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1
2. MC Business debit card, VISA Business debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 2
3. VISA Gold debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1.50
4. Pildikaart debit card for private individual  
issue, replacement, prolongation EUR 3.20
monthly fee EUR 1
5. Pildikaart debit card for legal entity  
issue, replacement, prolongation EUR 5
monthly fee EUR 2
ISIC and ITIC cards  
1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 7.50
extension of the right to use the card EUR 6
monthly fee EUR 1
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 7.50
extension of the right to use the card from the age of 20 EUR 6
monthly fee EUR 1
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 7.50
extension of the right to use the card EUR 6
monthly fee EUR 1
Other cards  
1. Virtual Card  
issue EUR 2
2. Temporary-card  
issue EUR 2,50

(1) Starting from 02.10.2018 it is not possible to order MC debit card and starting from 08.01.2019 it is not possible to order Visa Electron debit card.
(2) Ordered from electronic services – free of charge.

General transaction and service fees  
1. Payment at a service enterprise (fee for transaction in foreign currency will be added) free of charge

with a temporary-card

transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s (1)  
up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card free of charge
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card 0,3 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (2)  
   legal entity EUR 0.19 + 0,3% of the withdrawn amount
   private individual  
        up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge

 -  if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s))

0,3% of the withdrawn amount
4. Cash withdrawal in Estonia from cross-use ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (fee for transaction in foreign currency will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a temporary-card transaction is not allowed
6. Fee for transaction in foreign currency (3)  
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
7. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.40 / per inquiry
8. Fee for change in debit card limit  
over the counter EUR 1.60
internet-bank free of charge
9. Preparation of express bank cards EUR 40
10. Debt claim letter of debit card by post EUR 1.28
11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 130
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
mail in Estonia free of charge
registered mail in Estonia EUR 2.50
mail outside Estonia free of charge

(1) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(2) The transaction is not permitted with a temporary card in SEB Latvia and SEB Lithuania ATMs.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.

Contact

S|E|B

Tähelepanu! Teie veebilehtiseja ei vasta SEB kodulehe külastamiseks vajalikele nõuetele. Palun vahetage veebilehitsejat või seadet, millega te veebilehte sirvite.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.