Leasing

You are on the homepage of AS SEB Pank, AS SEB Elu-ja Pensionikindlustus, AS SEB Liising, AS SEB Varahaldus and AS Rentacar – corporations that provide financial services. We advise you to examine carefully the terms and conditions of the service before taking out a contract and if necessary, to consult a specialist.

The monthly payment of car leasing (financial lease) is EUR 179.61 and initial annual percentage rate of charge is 2.98% under the following sample conditions: cost of vehicle, EUR 15,000 (VAT included); downpayment EUR 1500 (10% of the cost of vehicle); residual value 25% of the cost of vehicle; total amount of credit taken into use EUR 13,500 (VAT included); interest rate 2.3% p/a on credit balance (the interest rate consists of 6 month EURIBOR and a margin of 2.3%; as at 10 February 2017 the 6 month EURIBOR rate was –0.24% (when calculating the interest, the negative EURIBOR value is considered equal to zero); the EURIBOR fixed in the contract may change every 6 months, the margin is fixed until the end of the contract); repayment within 5 years in 60 monthly annuity payments; residual value is payable at the end of the lease period; contract fee EUR 225, payable upon conclusion of the agreement. The amount of repayments to be made by the client is EUR 10,776.60 and total sum is EUR 16,280.41.
The offer is informative and does not impose an obligation of contract.

Green leasing:
Upon buying a new motor vehicle with a commercial lease type of car leasing, the monthly lease instalments are €174 and the annual percentage rate is 1.82% on the following conditions (as at 01.07.2015): asset price €15,000 plus VAT, down payment starting from 10%, residual value 25%, annual percentage rate 1.75% + 6-month EURIBOR (on 01.07.2015, the 6-month EURIBOR rate was 0.049%), period 60 months, contract fee €75. In case of the aforementioned example conditions, the total cost of credit is €15,789.36. The calculations do not include possible registration expenses, state fees, valuation report fee, or the annual instalments of motor third party liability insurance or optional motor vehicle insurance. The offer is valid until 31.12.2017. This is a financial service; the leasing provider is AS SEB Liising.