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Private

Limitation of indemnity by classes per one insured event and for insured persons together

(unless otherwise stated in the policy)

Insured event Adult Child Deductible
Medical expenses 500,000 0
Dental emergency 200 200 0
Invalidity benefit 19,000 19,000 0
Indemnity on death 15,000 3,200 0
Travel cancellation 3,200 3,200 0
Travel interruption 2,000 2,000 0
Being late for travel 2,000 2,000 0
Being late for travel due to theft of documents (one insured event per insurance period is compensated) 600 600 0
Change of plane ticket for whatever reason before check-in 150 150 0
Change of plane ticket, if trip is cancelled or person misses flight or connecting flight 300 300 0
Delayed departure of flight for more than 4 hrs (maximum one departure flight delay insured event is compensated per insurance period) 150 150 0
Delayed departure of flight for more than 24 hrs (maximum one departure flight delay insured event is compensated per insurance period) 300 300 0
Damage to or loss of baggage 2,000 1,000 50
Delay of baggage by more than 4 h (justified expenditures on convenience goods) 300 300 0
Theft or robbery of only travel document 300 300 0
Liability insurance (personal injury and property damage combined per insurance period) 30,000 60
Legal aid (total per insurance period) 3,000 60
Bail (total per insurance period) 5,000 60


The total limit compensation during the insurance period is the sum insured of €500,000 marked in the policy.

If more than one insured person is harmed at the same time or several insured events occur simultaneously, the compensation will not exceed €500,000.

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