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Private

Limitation of indemnity by classes per one insured event and for insured persons together

(unless otherwise stated in the policy)

Insured event Adult Child Deductible
Medical expenses, incl. 500,000 0
- costs of purchasing medical aids 200 200 0
- dental emergency 200 200 0
Indemnity on invalidity 10,000 2,000 0
Indemnity on death 10,000 2,000 0
Travel interruption (cancellation, discontinuation of or late arrival for trip) 4,000 30
Change of plane ticket for whatever reason 150 0
Change of plane ticket, if trip is cancelled or person misses flight or connecting flight 150 0
Delay of departing flight by more than 12 h (one departing flight delay insured event is indemnified per insurance period) 150 0
Damage to or loss of baggage 1,000 30
Delay of baggage by more than 4 h 300 0
Theft or robbery of only travel document Reasonable replacement costs in foreign state 0
Liability insurance (personal injury and property damage combined per insurance period) 10,000 30
Legal aid (total per insurance period) 1,000 30
Bail (total per insurance period) 3,000 30


The total limit compensation during the insurance period is the sum insured of €500,000 marked in the policy.

If more than one insured person is harmed at the same time or several insured events occur simultaneously, the compensation will not exceed €500,000.

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