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Employer liability insurance

Employer liability insurance

Employer liability insurance protects your company from claims in the event of occupational accidents.

  • Compensation of damages caused by occupational accidents and diseases
  • Legal protection for challenging claims
  • Temporary agency workers, trainees, procurators, and members of the management board are considered equal to an employee
  • Protection will also be in effect when employees are sent on a business trip abroad

We intermediate employer liability insurance from PZU*, which compensates damages related to an employee’s occupational accident or an occupational disease diagnosis given to an employee. This means that when the employer is responsible for causing an occupational accident or disease, the insurer will compensate the damages caused. Additionally, the company is compensated legal aid expenses necessary to challenge the damages and/or claim.

Claims related to intentional damage and non-material damage are not compensated. Insurance cover is not intended to cover the risks of accident insurance or travel insurance.



*PZU is the trademark of AB “Lietuvos draudimas” Estonia branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group. AS SEB Pank and AS SEB Liising act as the insurance agents of AB “Lietuvos draudimas” Estonia branch and have been entered in the list of insurance agents published on the website of the Financial Supervision Authority. The list is available at

An insurance agent is paid an agency fee for mediating the insurance, which is included in the insurance premium. The agency fee for travel insurance payable to the insurance agent by PZU is 21% of the insurance premium.



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