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Employer liability insurance

Employer liability insurance

Employer liability insurance protects your company from claims in the event of occupational accidents.

  • Compensation of damages caused by occupational accidents and diseases
  • Legal protection for challenging claims
  • Temporary agency workers, trainees, procurators, and members of the management board are considered equal to an employee
  • Protection will also be in effect when employees are sent on a business trip abroad

We intermediate employer liability insurance from PZU*, which compensates damages related to an employee’s occupational accident or an occupational disease diagnosis given to an employee. This means that when the employer is responsible for causing an occupational accident or disease, the insurer will compensate the damages caused. Additionally, the company is compensated legal aid expenses necessary to challenge the damages and/or claim.

Claims related to intentional damage and non-material damage are not compensated. Insurance cover is not intended to cover the risks of accident insurance or travel insurance.


* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch. AB “Lietuvos draudimas” is a Lithuanian non-life insurance company, belonging to the international PZU Group. AS SEB Pank and AS SEB Liising acts as the insurance agent of the Estonian branch of AB “Lietuvos draudimas”, and is entered in the list of insurance intermediaries published on the website of Financial Supervision Authority. The list is available at



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