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Flexible settlements and quick route to extra money

Short-term loans

You can use short-term loans to manage working capital and make small investments. Overdraft gives you extra money for managing irregular cash flow. You can use a limit loan to cover the need for a short-term extra investment. You can use a working capital loan to cover a temporary shortage of working capital or extraordinary expenses.

  • Overdraft


    Overdraft allows you to have a negative balance on your account by using extra money to finance your working capital to the extent of the limit agreed with the bank.

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  • Working capital loan

    Working capital loan

    You can use a working capital loan to cover a temporary shortage of working capital or extraordinary expenses.

    Read more

  • Limit loan

    Limit loan

    Limit loan allows you to use short-term loans with optimal interest expenses and suitable terms when you manage your company’s cash flow.

    Read more

Base rates

Valid as 28.07.2021
1-month EURIBOR® -0,5580
3-month EURIBOR® -0,5470
6-month EURIBOR® -0,5240
12-month EURIBOR® -0,4980
EONIA® -0,4780
€STR -0,5670
Bank's base interest 0,0000
SEB base rate 0,0000
EURIBOR® historical data
EONIA® historical data
€STR historical data
SEB base rate historical data
Base rate information

Euribor (benchmark) and Eonia (benchmark) are published by the European Money Markets Institute (EMMI).
The base interest rate of the bank is set and published by AS SEB Pank.
The set base interest rate may decrease or increase over time. These changes affect the contractual interest rate. For example, if the new base interest rate has increased compared to the previous base interest rate which was in force on the day the agreement was concluded, the interest payments will also increase.



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