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Make big investments with long payback periods

Long-term loans

Long-term loans enable you to expand the operations of your company, acquire fixed assets and invest in major projects, whose payback period will arrive some time in the future. Investment loans can be used to acquire fixed assets or make other major long-term investments. A start-up loan makes launching a business and involving external capital easier and less risky for entrepreneurs. You can apply for an apartment building loan with special terms to insulate and renovate apartment buildings.

  • Investment loan

    Investment loan

    You can use an investment loan to acquire equipment, technology or other fixed assets that require major investment, and for construction of office, warehouse or production premises. You can secure the loan with property.

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  • Start-up loan

    Start-up loan

    Start-up companies often lack collateral. The start-up loan, which is based on KredEx guarantees and sureties of the owners of companies, makes financing solutions easier to use for start-up companies.

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  • Apartment building renovation loan

    Apartment building renovation loan

    SEB’s apartment building renovation loan can be used to finance various construction and renovation works, and the expert analysis and design costs associated with such works. Energy efficient apartment buildings save energy as well as money for the people living in the buildings when it gets cold outside.

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  • Green loan

    Finantslahendus kliimasõbralikele ning madala CO2 heitega projektidele. Jätkusuutlik valik teie ettevõttele ja keskkonnale.

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Base rates

Valid as 16.09.2021
1-month EURIBOR® -0,5590
3-month EURIBOR® -0,5450
6-month EURIBOR® -0,5220
12-month EURIBOR® -0,4930
EONIA® -0,4830
€STR -0,5670
Bank's base interest 0,0000
SEB base rate 0,0000
EURIBOR® historical data
EONIA® historical data
€STR historical data
SEB base rate historical data
Base rate information

Euribor (benchmark) and Eonia (benchmark) are published by the European Money Markets Institute (EMMI).
The base interest rate of the bank is set and published by AS SEB Pank.
The set base interest rate may decrease or increase over time. These changes affect the contractual interest rate. For example, if the new base interest rate has increased compared to the previous base interest rate which was in force on the day the agreement was concluded, the interest payments will also increase.



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