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- Bank Link and Authentication service
Bank Link and Authentication service
- The bank link allows paying instantly for the goods and services purchased from your online shop. Bank link allows you to collect payments from SEB accounts.
- The authentication service allows you to safely and simply identify a client entering your service environment or online shop.
Bank Link
A Bank Link offers a comfortable payment option for an online shop client. The client can immediately pay for their purchases as they are directed to the pre-filled payment order in the Internet Bank. An instant response message, by which the bank confirms that the client has paid for the order, is sent to you after the Bank Link payment.
Prerequisites for using the Bank Link:
- a current account in SEB;
- a website that meets the requirements of online shops and software capable of preparing a pre-filled payment order from the goods chosen by the client;
- submit an application to join the Bank Link service in the Internet Bank.
General requirements for the merchants’ website
To use the Bank Link, the merchant’s website must meet the following terms and conditions:
Contact data of the company
The website offering the goods or services must belong to a company that has concluded an agreement with the bank.
- complete name of the company;
- registry code;
- postal address; country of residence;
- e-mail address;
- contact phone.
Information about the offered goods and services
- Complete list of goods/services – a detailed description of the goods/services; price list
- Total cost of the order – postal charges and the fee for determining them will be added; reference to possible additional fees, including the obligation of the person who orders to pay possible customs fees and value-added taxes
- Description and terms and conditions of the purchasing process – must be easily found and unambiguous for the client
Terms and conditions for the delivery and return of goods and services
- Procedure for handing over / sending the goods
- Procedure for forwarding data about the order to the client
- Warranty provisions of the goods; procedure for exchange and return
NB! The entire transaction process must be executed on the website specified in the agreement concluded with the bank. It is prohibited to direct the website to sites not specified in the agreement. It is also prohibited to direct the websites of other sales environments to the website specified in the agreement.
We also ask that you familiarise yourself with the document prepared by the Consumer Protection Board Instructions for a company operating in e-trade, which includes instructions for merchants arising from the requirements of the law and good trading practices.
Technical requirements for a developer
- The Bank Link format is available in the technical specification.
- Test package
- Bank Link logo
-
The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.
1. Home page icon
seb_120x60.gif
120x60 pixels
2559 bytesText under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".
2. Home page icon
seb_88x31.gif
88x31 pixels
1803 bytesText under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".
3. Icon for starting payment
The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.
E-mail for the Bank Link’s technical support: .
Authentication service
The authentication service allows you to safely and simply identify a client entering your service environment or online shop.
Prerequisites for using the authentication service:
- a current account in SEB;
- a website that meets the requirements and requires that the client identify themselves before using the website;
- submit an application to join the service in the Internet Bank or the link provided below.
Process of authenticating a client:
- A package must be installed under the “SEB” logo on the website, which, once pressed, directs the client to the Internet Bank for identification.
- In the Internet Bank, a client shall give consent to SEB for forwarding their name and personal identification code to the service provider.
- The service provider is then sent a package which includes the authentication information and the client’s name and personal identification code.
Technical requirements for a developer
- The authentication service format is available in the Bank Link’s technical specification.
- Test Package
- Bank Link / authentication service logo
-
The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.
1. Home page icon
seb_120x60.gif
120x60 pixels
2559 bytesText under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".
2. Home page icon
seb_88x31.gif
88x31 pixels
1803 bytesText under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".
3. Icon for starting payment
The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.
- You can develop the technical solution on your own or order one from our partners
E-mail for the Bank Link’s technical support: .
Terms and conditions of the Bank Link Contract Terms and conditions of Authentication Contract Terms and conditions of e-commerce service agreement
Requirements for accepting internet card payments
| 11. Bank link | |
| subscription | min EUR 65 |
| transaction fee | 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction |
| for Financial intermediation companies | EUR 1.28 |
| amendment of agreement | EUR 15 |
| authentication (3) | |
| subscription | EUR 65 |
| amendment of agreement | EUR 15 |
| monthly maintenance fee | EUR 20 or as agreed with the client |
| Internet Card Payment | |
| agreement conclusion fee | EUR 50 |
| monthly fee per one trading place | EUR 10 |
| transaction processing fee | as agreed with the bank |