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Baltic Online
A service for managing the cash flows of the Baltic States
- The only prerequisite is the SEB Internet Bank for Business contract in one Baltic State
- A real-time overview of the company’s finances via Internet Bank
- A possibility to originate transfers from the SEB Estonia, Latvia and Lithuania SEB current accounts via the Internet Bank for Business of one Baltic State
Baltic Online is a simple and convenient service that allows you to promote your business and manage the finances of your company in real time in each of the Baltic States. To add SEB accounts located in Latvia and Lithuania to the Internet Bank for Business, contact your client executive.
The advantages of Baltic Online
- You only need one SEB Internet Bank for Business contract.
- A central real-time overview of the Baltic SEB current accounts in the SEB Internet Bank for Business.
- You can view and manage all your own accounts / accounts of your subsidiaries in the SEB Baltic banks in real time.
- You can make transfers from the accounts of SEB in all three Baltic States via the Internet Bank for Business of SEB Estonia.
- Allows for consolidating the monitoring the payments and receipts of the Baltic companies into one country.
Possibilities of Baltic Online
- You can view and make transfers from the SEB current accounts located in other Baltic countries. For example, a business client of SEB Estonia can view and make transfers from SEB current accounts located in Latvia and Lithuania.
- Possibility to authorise other companies in the Baltic States to view and use the SEB current accounts located in Estonia.
When you join the Baltic Online service, you will immediately see the financial history of the last three months.
The users of Baltic Online can be granted the following rights:
- view your account balance;
- view your receipts;
- view the payments made;
- make transfers.
Functionality of the service in your Internet Bank for Business
| Overview of current accounts | Notifications of transactions on your account |
|---|---|
| You can view also the current accounts of SEB Latvia and Lithuania on the Internet Bank for Business of SEB Estonia. |
The bank holding the account will send an automatic notification to the user about every movement on the account. The bank statement service has also been added. |
| Initiation of transfer orders | Notification of invalid transfer orders |
| It is also possible to originate domestic, SEPA and international payments from the current accounts in Latvian and Lithuanian SEB banks, which can be managed in the local Internet Bank for Business. | In case of failed transfer orders, a notification will be sent to the mailbox in the Internet Bank together with the reason for the failure. |
Principles of pricing
- The fee for entry into and amendment of the contract, as well as the monthly maintenance fee, are charged according to the price list of the company that manages the current accounts of SEB Baltic branches in their local Internet Bank for Business. These fees are paid, for example, by the parent company that sees the accounts of the subsidiary in their Internet Bank for Business.
- Commission fees for the payments are charged at the location bank of the account. For example, the commission fee for the transfer orders originated from the account of a subsidiary is paid by the respective subsidiary that has authorised its parent company to manage its accounts in the framework of the Baltic Online service.
The commission fees of Baltic Online can be found from the section “Additional services” of the price list: select the sub-section “Management of foreign accounts via SEB Estonia’s Internet Bank for Business” and then “Baltic Online (foreign accounts in SEB Baltic banks)”.
| 1. SEB Internet Bank for Private Individuals | |
| sign-up | free of charge |
| 2. SEB Internet Bank for Business | |
| sign-up | free of charge |
| agreement amendment | |
| - by a bank employee (1) | EUR 10 |
| - by an administrator at the Internet Bank | free of charge |
| monthly fee | free of charge |
| automatic inquiry from commercial register | EUR 2.24 |
| monthly fee for non-resident legal entities registered outside European Economic Area | EUR 10 |
| 3. SEB mobile app | |
| sign-up | free of charge |
| payment | commission fee of the respective payment in an electronic channel |
| 4. Other mobile services | |
| information inquiries (as per operator’s price list) | |
| Telia | EUR 0.38 |
| Elisa | EUR 0.26 |
| TELE2 | EUR 0.26 |
| 5. Express notification | |
| agreement conclusion, amendment, termination | free of charge |
| notification by SMS message | EUR 0.20 per message |
| notification by e-mail | free of charge |
| 6. Standing payment order | |
| agreement conclusion, amendment | free of charge |
| agreement cancellation | free of charge |
| payment | commission fee of the respective payment in an electronic channel |
| 7. Adding predefined payments | free of charge |
| 8. E-invoice with automated standing order | |
| agreement conclusion, amendment, termination | free of charge |
| internal payment | EUR 0.08 |
| European ordinary payment (2) | EUR 0.19 |
| 9. Forwarding of e-invoices (3) | |
| agreement conclusion | EUR 60 |
| agreement amendment | EUR 20 |
| agreement monthly maintenance fee | EUR 7 |
| monthly fee of the agreement, incl. the use of e-invoice forwarding programme | EUR 12 |
| fee for forwarding e-invoices (per every e-invoice sent) | EUR 0.15 |
| template designed at company's request – implementation/ amendment | EUR 200 |
| 10. Digital coin jar | |
| agreement conclusion | free of charge |
| monthly maintenance fee | free of charge |
| payment to savings deposit | free of charge |
| 11. Bank link | |
| subscription | min EUR 65 |
| transaction fee | 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction |
| for Financial intermediation companies | EUR 1.28 |
| amendment of agreement | EUR 15 |
| authentication (3) | |
| subscription | EUR 65 |
| amendment of agreement | EUR 15 |
| authentication fee | EUR 0,08 per transaction, min. EUR 20 per month |
| 12. Payment card servicing in a company | |
| subscription | free of charge |
| transaction processing fee | as per contract |
| preparation and installation of POS Terminal as agreed with the client | free of charge |
| preparation and installation of the POS Terminal the latest by the next banking day | EUR 75 |
| monthly fee of Terminal | as agreed with the bank |
| 13. Host to host banking interface | |
|
direct connection |
|
| agreement conclusion | EUR 65 |
| monthly fee | min. EUR 50 |
| 14. Trading Station | |
| subscription | free of charge |
| 15. Additional services | |
| issue of a security device | |
| - PIN calculator | EUR 15 |
| - ID card reader with keyboard | EUR 17 |
| replacement of PIN calculator | EUR 8 |
| first issuance of Smart-ID at a bank office | free of charge |
| subsequent issuance of Smart-ID at a bank office (4), (5) | EUR 5 |
|
16. Management of foreign accounts via SEB Estonia’s Internet Bank for Business |
|
|
Baltic Online (foreign accounts in SEB Baltic banks) |
|
|
- subscription to the service (6) |
EUR 15 |
|
- only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s Internet Bank |
EUR 10 per month |
|
- both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s Internet Bank |
EUR 15 per month |
|
- contract amendments |
EUR 10 |
| 17. Baltic Gateway | |
| Direct channel | |
|
- sign-up fee |
EUR 50 |
|
- monthly fees for services |
|
|
- account statements (except current day) |
EUR 10 |
|
- current day statements (real-time account information) |
EUR 25 |
|
- payments and/or e-invoices |
EUR 25 |
|
Operator channel |
|
|
Package 1 – account statements (except current day) and payments |
|
|
- sign-up fee |
free of charge |
|
- monthly fee (7) |
EUR 5 |
|
Package 2 – account statements, payments and e-invoices |
|
|
- sign-up fee |
EUR 25 |
|
- monthly fee |
EUR 25 |
|
Fees for operator |
|
|
- sign-up fee |
EUR 50 |
|
- monthly fee |
as agreed with the bank |
|
18. E-invoice portal |
|
|
Package Basic |
|
|
- sign-up fee |
free of charge |
|
- monthly fee |
free of charge |
|
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
|
- sending an e-invoice to SEB Internet Bank** (3) |
EUR 0.24 |
|
Package Premium |
|
|
- sign-up fee |
free of charge |
|
- monthly fee (3) |
EUR 7 |
|
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
|
- sending an e-invoice to the internet application of any credit institution within the possibilities of the e-invoice portal (3) |
EUR 0.24 |
(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) Monthly fee is not applied to clients with SEB Plans..
* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by Fitek AS.
** Under the Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.