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Pharmacy bankcard

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A debit card, functioning also as a BENU and Apteek1 pharmacy loyalty card

 

  • Discounts at almost 170 pharmacies
  • Issued free of charge to Senior Plan clients

With the Pharmacy bankcard, you can pay at stores and withdraw cash from ATMs, and deposit funds into your account using deposit ATMs, just like an ordinary debit card. As a bonus, you can make favourable purchases at almost 170 BENU and  Apteek1 pharmacies throughout Estonia.

Starting from 1 January 2019, Pharmacy bankcards will no longer be issued. The discounts from existing cards apply when the card is shown at BENU and Apteek1 pharmacies until the expiry date marked on the card. The Pharmacy bankcard can be replaced with a special design picture card.

Price list

Ordinary cards

1. Mastercard debit card  
activating the card at a bank office or through the customer support (1) EUR 3
activating the card in the Internet Bank, the mobile app, or at an ATM free of charge
activating the prolonged card at a bank office or through the customer support (1) EUR 3 
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM free of charge
replacement EUR 3
monthly fee EUR 1
2. Mastercard Business debit card  
activating the card at a bank office or through the customer support (1) EUR 3
activating the card in the Internet Bank, the mobile app, or at an ATM free of charge
activating the prolonged card at a bank office or through the customer support (1) EUR 3
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM free of charge
replacement EUR 3
monthly fee EUR 2
3. Mastercard Gold debit card  
activating the card at a bank office or through the customer support (1) EUR 3
activating the card in the Internet Bank, the mobile app, or at an ATM free of charge
activating the prolonged card at a bank office or through the customer support (1) EUR 3
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM free of charge
replacement EUR 3
monthly fee EUR 1.50
4. Picture card debit card for private individual  
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3.50
activating the prolonged card at a bank office or through the customer support (1) EUR 5
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM EUR 3.50
replacement EUR 5
monthly fee EUR 1
5. Picture card debit card for legal entity  
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3.50
activating the prolonged card at a bank office or through the customer support (1) EUR 5
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM EUR 3.50
replacement EUR 5
monthly fee EUR 2

ISIC and ITIC cards

1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 7.50
extension of the right to use the card EUR 6
monthly fee EUR 1
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 7.50
extension of the right to use the card from the age of 20 EUR 6
monthly fee EUR 1
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 7.50
extension of the right to use the card EUR 6
monthly fee EUR 1

Other cards

Temporary-card  
issue EUR 

(1) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.

General transaction and service fees

1. Payment at a service enterprise (fee for transaction in foreign currency will be added) free of charge
with a temporary-card transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s (1)  
up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card free of charge
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card 0,3 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (2)  
 legal entity EUR 0.19 + 0,3% of the withdrawn amount
 private individual  
- up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge
- if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s)) 0,3% of the withdrawn amount
4. Cash withdrawal in Estonia from other banks ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (fee for transaction in foreign currency will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a temporary-card transaction is not allowed
6. Cash withdrawal at a service enterprise (fee as per price list of the enterprise to be added) free of charge
7. Fee for transaction in foreign currency (3)  
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
8. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.40 / per inquiry
9. Fee for change in debit card limit  
at a bank office EUR 2.50
internet-bank free of charge
10. Preparation of express bank cards EUR 40
11. Debt claim letter of debit card by post EUR 1.28
12. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
mail in Estonia free of charge
registered mail in Estonia EUR 2.50
mail outside Estonia EUR 6
17. Taking a bank card from an ATM and returning it (4) EUR 30

(1) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(2) The transaction is not permitted with a temporary card in SEB Latvia and SEB Lithuania ATMs.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.