Making payments during the holidays (December 2015 –January 2016)

We kindly ask you to pay attention to the times when the payments are made during the holidays.

Transfers within SEB Pank
All payments between the accounts in SEB Pank are as a rule processed immediately, however not exceeding one hour.

European (SEPA) Payments
On 23, 24 and 31 December the European payments are forwarded as on any ordinary working day.
On 25 December and 1 January European payments are not forwarded.

Cross-border payments (except European payments)
We kindly ask you to pay attention to cut-off times for making cross-border payments on 23 and 31 December due to shorter working hours.

No cross-border payments are processed on 24 and 25 December and 1 January.

Cut-off times for payments

Cross-border payments (except European payments) sent to us on 23 December will be forwarded by us to correspondent bank as follows:

• Ordinary payment will be forwarded on 29 December;
• Urgent payment sent to us
  • the latest at 11 a.m. will be forwarded on 28 December;
  • after 11 a.m. will be forwarded on 29 December.
• Express payment and SEB Group payment sent to us
  • the latest at 11 a.m. will be forwarded on the same day;
  • after 11 a.m. will be forwarded on 28 December;

European payments sent to us on 24 December will be forwarded by us as follows:

• European payment sent to us
  • the latest at 4.30 p.m. will be forwarded on the same day;
  • after 4.30 p.m. will be forwarded on 28 December;
• • European express payment sent to us
  • the latest at 5.45 p.m. will be forwarded on the same day;
  • after 5.45 p.m. will be forwarded on 28 December.

European payments sent to us on 31 December will be forwarded by us as follows:

• European payment sent to us
  • the latest at 4.30 p.m. will be forwarded on the same day;
  • after 4.30 p.m. will be forwarded on 4 January;
• European express payment sent to us
  • the latest 5.45 p.m. will be forwarded on the same day;
  • after 5.45 p.m. will be forwarded on 4 January;

Cross-border payments sent to us on 31 December will be forwarded by us to correspondent bank as follows:

• Ordinary payment (except European payment) will be forwarded on 5 January;
• Urgent payment sent to us
  • the latest at 11 a.m. will be forwarded on 4 January;
  • after 11 a.m. will be forwarded on 5 January.
• Express payment and SEB Group payment sent to us:
  • the latest at 11 a.m. will be forwarded on the same day;
  • after 11 a.m. will be forwarded on 4 January

We draw your attention to the fact that European payments are forwarded only if entered correctly. It is not possible to cancel payments during Estonian holidays.

Securities settlements
There will be no securities (shares, bonds, fund units, incl. pension funds) settlements from 24 to 27 December and on 1 January.

Mobile payment work during the holidays
Mobile payment is effected immediately, incl weekends and holidays. Mobile payments can be made between banks offering the service. At the moment SEB and Swedbank are offering the mobile payment. You can have additional information here: http://www.seb.ee/eng/everyday-banking/service-channels/mobile-payments.

We suggest you plan your transactions well ahead and make payments within SEB Pank whenever possible.

For further questions please call us on 665 5100, contact us via Skype (username seb.eesti) or send a message from the Internet Bank under menu “Contact” → “Write to customer service”.