Investment Deposit 271 – Positive Trio EUR with Risk Premium 5%
These Investment Deposits are term deposits of AS SEB Pank (SEB), which allow investors to earn high interest rates if return on the shares of three Swedish companies is positive after a year has passed. The principal amount of the deposit is 100% protected until the end of the deposit period.
| Start date of deposit: | 14.04.2010 |
| End date of deposit: | 30.04.2012 |
| Principal amount guarantee | 100% |
| Entry into contract | Free of charge |
| Underlying asset | Shares of Svenska Handelsbanken, Skanska and AstraZeneca |
| Minimum deposit amount | Investment Deposits 270 and 271: 100 EUR (the deposit amount must be a multiple of 1 EUR) |
| Interest rate if the final prices of all three shares are higher than the initial prices: | Investment deposit 270: 7-9%* Investment deposit 271: 21-25%* * The final amount of possible interest rates is fixed on the start date of the deposit |
| Interest rate if the final price of one or several shares is lower than the initial price: | Investment deposit 270: 0% Investment deposit 271: 0% |
The underlying asset of Investment Deposit Positive Trio consists of the shares of 3 (three) Scandinavian companies that can be regarded separately:
- Svenska Handelsbanken is a strong international bank that offers its clients a broad selection of universal financial services. The bank has an extensive branch network in the Nordic countries, the United Kingdom and other countries of the world;
- Skanska is one of the largest construction companies in the world and holds the leading position in many home markets in Europe, the United States and Latin America;
- AstraZeneca is one of the leading global manufacturers of original pharmaceuticals and was created in 1999 through the merger of Swedish company Astra and English company Zeneca.
- It is an investment with capital protection
- You can earn more than on-term deposits if the final value of the shares in the three companies is higher than their initial value
- The investment period is shorter than usual
- The underlying assets of the deposit are successful Scandinavian companies
- Interest income is not guaranteed
- You may lose the risk premium you paid on deposits with a risk premium
- Share prices can be affected by various circumstances some of which are unexpected, which is why the price development of the shares may not allow investors to earn interest
Rates of return in previous periods do not constitute a promise or an indication of the rates of return in future periods.
Source: Thomson Reuters
The graph shows the price movements of the shares of AstraZeneca (AZN), Skanska (SKAb) and Svenska Handelsbanken (SHAb) over the last five years.
The investment deposit comes with a 100% guarantee
If you keep your money in the deposit until the end of the deposit period, SEB will pay at least the principal amount of your deposit back to you. Please read the terms and conditions of the deposit guarantee stipulated in the Guarantee Fund Act on the bank’s website at www.seb.ee/investorkaitse in association with the possible realisation of credit risk.
The Investment Deposits are opened in euros. Estonian kroons and euros are converted when the deposit is opened and closed, using the EUR/EEK central rate established by the Bank of Estonia.
The contractual and offer terms of investment deposits are available on the SEB website at www.seb.ee and at all SEB branches. You can also make an appointment for an additional financial consultations at any branch. Investment deposit contracts can be signed in our Internet Bank and at our branches.
WARNING: This material alone is not sufficient for making final investment decisions! Before making a final investment decision, please read the terms and conditions of the investment deposit contract, the terms and conditions of the offer and the information on the SEB website at www.seb.ee/investorkaitse, particularly the important information about the potential risks associated with the product, very carefully and consult an expert if necessary.
This offer is valid from 5 March 2010 until 12 April 2010.
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