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Internet Bank for private individuals

Internet Bank for private individuals

Simple and clear banking services via the Internet

  • Best overview of your financial matters
  • Usable on any computer with an Internet connection
  • Unique services Financial Planner and Virtual Card
  • Convenient to use

Using Estonia’s most state-of-the-art Internet Bank, you can effect all banking transactions conveniently, easily and securely round-the-clock.

Overview

To use the Internet Bank, conclude a contract at your nearest SEB branch.

The Internet Bank allows you to:

  • make domestic European payments;
  • make international and European payments;
  • have a good overview of your money: information on your account balance, transactions, loans, leasings, pension accumulation, deposits and securities accounts;
  • Using the Financial Planner, prepare your personal and family budgets;
  • design a Picture Card using your favourite photograph or set up a Virtual Card for secure online purchases;
  • conclude a contract for the Digital Coin Jar and start saving;
  • trade securities;
  • conclude contracts for a current account, deposits, standing orders, e-invoice automated standing payment orders, debit, credit and Virtual Cards, notification services and the like;
  • specify bank card limits and permitted transactions;
  • view, pay and archive e-bills;
  • apply for a loan and leasing;
  • request insurance quotations and conclude contracts for home, comprehensive and travel insurance;
  • log in to use e-services of the public sector and companies.

Using your ID card, mobile ID or PIN calculator you can make make payments up to the limit set by you. Using a password card, the maximum daily payment limit is EUR 200.

Internetipanga avaleht  Internetipanga menüü  Rahapäevik

Security

We have very good data security specialists working for us and we protect our servers and systems using state-of-the-art solutions; however, this alone is not enough. A lot, however, depends on you yourself.

Keep your Internet Bank codes secret.

  • An employee at the bank does not need your Internet Bank password for assisting your or making a transaction. We also never ask you to change your Internet Bank password in an e-mail.
  • Do not pass on your password even to your family or friends.
  • Use the Internet Bank password only with the Internet Bank and do not enter it elsewhere.

Use secure means of identification.

  • The code card is very easy to copy.
  • Keys pressed on a computer keyboard may be monitored using a special program without the user knowing it.
  • We recommend that you use state-of-the-art secure means of identification: the ID card, mobile ID or PIN calculator.

Protect your computer and software against viruses and spyware.
We recommend the use of anti-virus programs by F-Secure, McAfee, Symantec, Kaspersky, TrendMicro, AdAware and PestPatrol. Use legal software with all the security updates created for it.

sertifikaatCheck the certificate of the Internet Bank server.

Make sure you have reached the right page. For that, click on the padlock in the bottom right of the page and check the information presented.

The window opened should display the

  • website address www.seb.ee or id.seb.ee;
  • with VeriSign designated as the issuer of the certificate.

The date of the use of the Internet Bank must range between the start and end dates of the validity of the certificate.

Terminate your session after using the Internet Bank by clicking on the prompt Exit.

Instructions

SEB Internet Bank user manual

How to use the ID card
Using your ID card, you can enter the Internet Bank and provide your digital signature.
See how to

How to set your computer to work with the ID card
You can read about the installation of the programs needed for the use of your ID card on the ID card website at www.id.ee.

How to use the mobile ID
The mobile ID is the ID card on the SIM card of your phone.
Read how to use the mobile ID

How to use a PIN calculator
If you are unable to use your ID card or mobile ID, we offer you a PIN calculator that generates one-off codes.
Instruction manual for using the PIN calculator

Technical requirements for using e-services
On entering the Internet Bank with Microsoft Internet Explorer browser we reccomment to use it from version 10.

The operating systems supported by SEB Pank include Windows starting from the Vista version.

For other Web browsers and operating systems, no technical support is provided by SEB Pank.

The requirements for a computer are the same as those for using Windows Vista and the above Web browsers.

Conditions

Terms and conditions of the Internet Bank agreement

Terms and conditions of Financial Planner

   
1. PC Banking Service Teleteenus  
call of an expert EUR 19.17
monthly fee EUR 9.59 (2)
2. Phone Banking Service  
sign-up free of charge
monthly fee  

   private individual

EUR 0.96

   legal entity

EUR 1.92
3. SEB Internet Bank  
sign-up free of charge
4. SEB Internet Bank for Business  
sign-up free of charge
monthly fee free of charge
automatic inquiry from commercial register EUR 2.24
monthly fee EUR 9.59 (2)
5. Standing payment order  
agreement conclusion/revision free of charge
agreement cancellation free of charge
payment commission fee of the respective payment in an electronic channel
6. Adding predefined payments free of charge
7. E-invoice with automated standing order  
agreement conclusion, amendment, termination free of charge
internal payment EUR 0.08
European ordinary payment (3) EUR 0.19
invoice printout in the branch EUR 1.50
8. Forwarding of e-invoices (4)  
agreement conclusion EUR 60
agreement amendment EUR 20
agreement monthly maintenance fee EUR 7
monthly fee of the agreement, incl. the use of e-invoice forwarding programme EUR 12
fee for forwarding e-invoices (per every e-invoice sent) EUR 0.15
template designed at company's request –  implementation/ amendment EUR 200
9. Mobile Bank Service Mobiilipank  
sign-up free of charge
fee for a SMS inquiry  

   EMT

EUR 0.38

   Elisa

EUR 0.26

   TELE2

EUR 0.26
advance payments to service providers EUR 0.19
mobile payment to merchant free of charge
transfer of funds with mobile payment EUR 0.06
10. Express notification  
agreement conclusion/amendment/termination free of charge
notification by SMS message EUR 0.19 per message
notification by e-mail free of charge
11. Digital coin jar  
agreement conclusion free of charge
monthly maintenance fee free of charge
payment to savings deposit free of charge
12. Bank link U-POS  
subscription as agreed with the bank, min EUR 47.93
transaction fee 1% of transaction value, min EUR 0.13 per transaction
monthly maintenance fee as agreed with the bank
13. Payment card servicing in a company  
subscription free of charge
transaction processing fee as per contract
preparation and installation of POS Terminal as agreed with the client free of charge
preparation and installation of the POS Terminal the latest by the next banking day EUR 75
monthly fee of Terminal as agreed with the bank
14. Host to host banking interface  

through 3rd party vendors

 
   monthly fee EUR 6.39

direct connection

 
   monthly fee min EUR 47.93
   sign-up fee EUR 63.91
15. Trading Station  
subscription free of charge
16. Additional services  
activating a PIN calculator EUR 12.14
smart-card reader EUR 5.75
replacement of locked PIN calculator EUR 3.20

17. Management of foreign accounts via SEB Estonia’s Internet Bank for Business

 

Baltic Online (foreign accounts in SEB Baltic banks)

 

subscription to the service (5)

EUR 15

the SEB Latvia or SEB Lithuania account(s) of one company have been tied to the service

EUR 10 per month
     both, the SEB Latvia and SEB Lithuania accounts of one company have been tied to the service EUR 15 per month

contract amendments

EUR 10
Foreign accounts in other banks  

subscription to the service (5)

EUR 25

receiving and displaying statements for one account and currency

EUR 15 per month

forwarding of a transfer order

EUR 1 per transaction

(1) incl. one PIN calculator.
(2) Monthly fees will become effective for non-resident legal entities registered outside European Economic Area.
(3) E-invoices with automated standing order are effected only in euros.
(4) VAT of 20% shall be added to the price.
(5) Cost per one company and one state to be joined.

Contact

S|E|B

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