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Picture card

Picture card

A bankcard with your favourite picture

  • Personal and distinct
  • As a debit and credit card
  • Also a debit Picture card enables to pay for the goods on the Internet

You can design a personalised bankcard only as a client of SEB. For today, tens of thousands of people all over Estonia are using this option already. You can pick a suitable image for the card from our created designs or from among your own favourite pictures.

Order a picture card

Ordering

To order a picture card, upload your favourite picture in the Internet Bank or on the homepage and soon you will have a unique bankcard in your hands. If you do not have an account with SEB, we shall open it when you come to pick up the card.

Suitable picture

  • The image files may be either in JPEG, GIF, BMP or PNG format, with maximum file size 10MB and size of the image at least 1036x664 pixels.
  • Images, violating protection of trade marks or copyright may not be used on the card
  • The design may not contain inappropriate motifs, state symbols, and inappropriate nakedness or be contrary to good morals and practice. The design may not contain tobacco products, alcohol, drugs, weapons, banknotes, coins, political or religious statements or symbols
  • The design may not contain images of famous people (musicians, athletes, public figures, etc)

Special designs

Seasons

Choose a suitable card design:


Estonian National Opera

Our co-operation with Estonian National Opera began in 2003, when SEB became the gold sponsor of the theatre. You can order a bankcard with a photo you like the most of the brilliant performances of the Estonian National Opera.

Choose a suitable card design:

  • Estonian National Opera

  • My Fair Lady

  • Butterfly, Helen Lokuta

  • Silva, Janne Ševtšenko

  • Snow White and the 7 Dwarfs

  • La Bayadère

  • La Bayadère, Anatoli Arhangelski

  • Pippi Longstocking, Ingel Marlen Mikk


Artworks of Wiiralt

SEB in cooperation with the Estonian Art Foundation invite you to support the restoration of classic Estonian works of art. When you choose a picture card with the artwork of Wiiralt, you will support restoration of works facing the ravages of time, and give the finest works by major Estonian artists a new lease on life.

Support restoration

One-time donation

Standing order

Choose a suitable card design:

  • "Põrgu" (Hell), 1930–1932

  • "Virve", 1943

  • "Lapsed" (Children), 1937

  • "Kaameli pea" (Camel head), 1939

  • "Lamav tiiger" (Tiger in repose), 1937

  • "Berberi tüdruk kaameliga" (Berber girl with camel), 1940


SEB

Choose a suitable card design:

Conditions and price list

Depending on whether you want the picture card as a debit-, credit- or credit card with fixed payment, the card comes with different conditions.

Terms and conditions of international debit card agreement

Terms and conditions of international credit card agreement

Ordinary cards  
1. MC debit card, VISA Electron debit card, Maestro debit card (1)  
issue  

   first card to account

free of charge

   every next card to account

EUR 2,50 (2)
replacement EUR 2,50
prolongation free of charge
monthly fee EUR 1
2. VISA Electron Junior (1)  
issue, replacement, prolongation free of charge
monthly fee free of charge
3. MC Business debit card, VISA Business debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 2,50 (2)
prolongation free of charge
replacement EUR 2,50
monthly fee EUR 1,50
4. VISA Gold debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 2,50 (2)
prolongation free of charge
replacement EUR 2,50
monthly fee EUR 1
5. PILDIKAART debit card for private individual  
issue, replacement, prolongation EUR 3.20
monthly fee EUR 1
6. PILDIKAART debit card for legal entity  
issue, replacement, prolongation EUR 3,20
monthly fee EUR 1.50
ISIC and ITIC cards  
1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 0,32
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 6.33
extension of the right to use the card from the age of 20 EUR 4
monthly fee EUR 0.32
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 0.64
Other cards  
1. Virtual Card  
issue EUR 1
2. Postipank-card  
monthly fee free of charge
3. Temporary-card  
issue EUR 2,50

(1) Starting from 10.03.2014 it will not be possible to order Maestro debit cards and Visa Electron Junior cards.
(2) Ordered from electronic services – free of charge

General transaction and service fees  
1. Payment at a service enterprise (conversion rates will be added for payments made in foreign currency) free of charge
with a Postipank-card transaction is not allowed

with a temporary-card

transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s  
up to EUR 5000 in a calendar month per client (holder of account(s)) free of charge
if the amount exceeds EUR 5000 in a calendar month per client (holder of account(s)) 0,25 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (1)  
   legal entity EUR 0.19 + 0,3% of the withdrawn amount
   private individual  
        up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge

 -  if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s))

0,3% of the withdrawn amount
with a Postipank-card EUR 0.58 per transaction
4. Cash withdrawal in Estonia from cross-use ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (conversion rates will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
6. Conversion rates for transaction in foreign currency  
transaction original currency is other (excl. EUR) 1% of the transaction amount
7. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.32 / per inquiry
8. Fee for change in debit card limit  
over the counter, phone banking operator service EUR 1.60
internet-bank free of charge
9. Preparation of express bank cards EUR 40
10. Debt claim letter of debit card by post EUR 1.28
11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 130
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
registered mail (Estonia and foreign countries) EUR 2.50
mail (Estonia and foreign countries) free of charge
16. Travel insurance Gold (for VISA Gold debit card holders) EUR 44.48

(1) The transaction is not permitted with a Post Bank or a temporary card in SEB Latvia and SEB Lithuania ATMs.

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