Open website’s mobile version Top

Private

Gold debit card

Gold debit card

A sign of the best client relationship

  • Priority service at a bank office
  • Special offers from our partners
  • Priority service by phone on 665 5100*

To our best clients, we offer the Visa Gold card ensuring exclusive service and various benefits in our bank as well as in other service enterprises. Upon request, you may order also a Gold credit card.

* when calling from the number provided in your contact data

Read more about our Gold Client Programme.

Priority service at a bank office
We provide significant economy of time and faster service to our Gold Card holders at our bank offices. Our ticket machines issue you a preferential ticket, when you enter your Gold card.

Offers from SEB partners
Gold Card holders also enjoy the offers made by SEB partners. We also send personalised offers to the Internet Bank inbox of Gold clients. You will also see partner offers when withdrawing money from an ATM.
Take a look at the Gold card partner offers here.

To apply for the card, you must have a Gold Client status in SEB.

To apply for the card, call the customer support line 665 5100*, fill in the debit card application in Internet Bank or at your nearest SEB branch.
We shall send the answer to your application in a few days. In case of a positive answer, we shall inform you of the day, when you can come and pick up your card.

Terms and conditions of international debit card agreement

* priority service to a gold client, if you call from the number provided in your contact data.

Ordinary cards  
1. MC debit card, MC contactless debit card, VISA Electron debit card, Maestro debit card (1)  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1
2. VISA Electron Junior (1)  
issue, replacement, prolongation free of charge
monthly fee free of charge
3. MC Business debit card, VISA Business debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1,50
4. VISA Gold debit card  
issue  

   first card to account

free of charge

   every next card to account

EUR 3 (2)
prolongation free of charge
replacement EUR 3
monthly fee EUR 1.50
5. Pildikaart debit card for private individual  
issue, replacement, prolongation EUR 3.20
monthly fee EUR 1
6. Pildikaart debit card for legal entity  
issue, replacement, prolongation EUR 5
monthly fee EUR 1.50
ISIC and ITIC cards  
1. ISIC Tudeng (Student)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 0.50
2. ISIC Õpilane (Scholar)  
issue, replacement, prolongation  
-   until the age of 20 free of charge
-  from the age of 20 EUR 6.33
extension of the right to use the card from the age of 20 EUR 4
monthly fee EUR 0.50
3. ITIC Õpetaja (Teacher)  
issue, replacement, prolongation EUR 6.33
extension of the right to use the card EUR 4
monthly fee EUR 1
Other cards  
1. Virtual Card  
issue EUR 2
2. Postipank-card  
monthly fee free of charge
3. Temporary-card  
issue EUR 2,50

(1) Starting from 10.03.2014 it is not possible to order Maestro debit cards and Visa Electron Junior cards.
(2) Ordered from electronic services – free of charge

General transaction and service fees  
1. Payment at a service enterprise (fee for transaction in foreign currency will be added) free of charge
with a Postipank-card transaction is not allowed

with a temporary-card

transaction is not allowed
2. Cash deposit in SEB Estonia ATM’s  
up to EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card free of charge
if the amount exceeds EUR 5000 in a calendar month per client (holder of account(s)) with debit and/or credit card 0,3 % of the deposited amount
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia  ATMs (1)  
   legal entity EUR 0.19 + 0,3% of the withdrawn amount
   private individual  
        up to EUR 1000 in a calendar month per client (holder of account(s)) free of charge

 -  if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s))

0,3% of the withdrawn amount
with a Postipank-card EUR 0.58 per transaction
4. Cash withdrawal in Estonia from cross-use ATMs  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
5. Cash withdrawal abroad (fee for transaction in foreign currency will be added)  
legal entity EUR 2 + 2,5% of the withdrawn amount
private individual EUR 1 + 2,5% of the withdrawn amount
with a Postipank-card transaction is not allowed
with a temporary-card transaction is not allowed
6. Fee for transaction in foreign currency (2)  
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
7. Balance inquiry (balance, last transactions)  
from SEB Estonia ATM´s free of charge
from other bank’s ATM EUR 0.40 / per inquiry
8. Fee for change in debit card limit  
over the counter, phone banking operator service EUR 1.60
internet-bank free of charge
9. Preparation of express bank cards EUR 40
10. Debt claim letter of debit card by post EUR 1.28
11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance actual expenses, up to EUR 130
13. Overdraft penalty 0,2% per day
14. Duplicate of POS receipt  
domestic transaction EUR 4
cross-border transaction EUR 8
15. Unjustified demand for refund  
domestic transaction EUR 12
cross-border transaction EUR 16
16. Sending a card by  
registered mail (Estonia and foreign countries) EUR 2.50
mail (Estonia and foreign countries) free of charge
17. Travel insurance Gold (for VISA Gold debit card holders) EUR 69

(1) The transaction is not permitted with a Post Bank or a temporary card in SEB Latvia and SEB Lithuania ATMs.
(2) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, MasterCard), converted into euros according to their determined exchange rates.

S|E|B

Tähelepanu! Teie veebilehtiseja ei vasta SEB kodulehe külastamiseks vajalikele nõuetele. Palun vahetage veebilehitsejat või seadet, millega te veebilehte sirvite.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.